My client from California owes us $25k and don't want to pay. Do I need a collection agency or sue him directly?

I agree with my colleague, send the demand letter, skip the collection agency and go for a collection attorney.

How can I collect from my promissory note if the persons who owned me file for bankruptcy?

You do not state what chapter the debtor's filed. If this is a general unsecured debt with no allegations of fraud, in a Chapter 7 it will...

Student Loan Garnishment

It is not easy to get out of student loan debt. If you were served with a Summons and the Complaint they will attached the loan documents as...

What happens if a single person who files for Chapter 7 passes a means test, but on tax returns shows less than $42k in income?

The income that is consecrated on primary is last 6 months prior to the filing. The tax returns can reveal the sources of your income and that is...

What can I do with my debt with my bank credit card?

If you cannot afford to pay your credit cards, what are you going to talk about with the bank? They are not just going to forgive the debt. You...

Getting name off mortgage.

The lender may be able to determine if the type of loan you carry can be replaced with a deed of novation. All 3 parties, (both mortgagees and the...

Do I need to fill out a 341 notice and send it to the creditors when adding new ones to my BK7?

You need to first amended your schedule F if this is an unsecured debt, then send notice of the amendment to the creditor, you can add the 341...

Is it true that I can only have (1) bankruptcy attorney in my entire life?

I am not sure where you are obtain your information, you can choose any attorney you want. You cannot get another Chapter 7 bankruptcy discharge if...

Yes, you can. It call a Motion to Refund Overpayment. You might want to first have your employer fax a letter to the attorney requesting the money...

We have moved from the UK. We have debt there that we can't pay back. Can they seize our assets, do anything to us legally?

That depends on what assets you have. Each state has exemptions that prevent creditors from putting liens on assets. The creditors can obtain...