Fair Debt Collection Practices Act

6 Years. Once a debt passes beyond the statute of limitation in your state, a debt collector no longer has the right to sue you for payment. Any...

My wife and I filed for bankruptcy in June. It was discharged on September 25th. My wages are still being garnished.

Your wage garnishment should have stop upon the filing of your Chapter 7 when the automatic stay went into effect. Your attorney has to do a motion...

If I file bankruptcy can creditors take my house? Can creditors take my only family vehicle?

Your home does not appear to have enough equity for a trustee to administer an estate. But you may have a problem with the car. There are many...

Can I get an unlawful detainer removed from my credit and public record if I wasn't even living there? *foreclosure

Before you assume that this is on your credit record, you should verify it by pulling your credit reports on annualcreditreport.com. Also, you can...

Can I be taken to court again if the company sends me an acknowledgment of notice of ex-parte to the satisfaction of judgment

I agree with Attorney Berkus, if this gets worse for you, you may have to get an attorney involved. Also, is it possible that someone stole your...

Can I get an FHA loan if my mortgage was discharged in a chapter 7 over 2 years ago, but the property is still titled in my name

Please see the link below, there has been changes in the FHA guidelines.

Who is permitted to attend a deposition held in a prison for a civil suit? Can a family member be present?

You can always talk to the officers in the court to make sure they understand there may be a safety issue. But everyone is allowed in court,...

My dad filed chapter 7 2years ago can he give me the property

Short answer yes, but he should make sure by calling the attorney who he hired for the Chapter 7 to make sure he did not reaffirm the debt.

What are the consequences/implications if a chapter 7 bk is closed without discharge?

Just to add on what the prior attorney's answered, you also can file another Chapter 7 if you have additional debt, just make sure you complete the...

If criminal action was allowed for debt collection, there would be more people in jail then free.