Questions answered by Christine B. Adams

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North Carolina-serious structural repairs needed on 11 y/o house -- Ch.7 discharge 2004 / not-reaffirmed -- strategic default?

Christine's answer | Answered on February 17, 2014

I agree with the attorney's that have answered you. You have to make a decision. The debt appears to have been discharged a long time ago, if you...

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Is it worth the trouble to report a creditor for violating my automatic stay?

Christine's answer | Answered on February 17, 2014

This question is best directed to your bankruptcy attorney, in my opinion the creditor is violating the discharge while all along they could have...

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Is this notice to quit legal?

Christine's answer | Answered on February 17, 2014

It appears that sliding the notice under your door in your state is not sufficient. "The Notice to Quit must be formally served. Service by a...

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Question about filling a 1099C on my 2014 Taxes.

Christine's answer | Answered on February 17, 2014

James, the 1099C will be issued by the creditor that will report the write off to the IRS. . However, the recipient of a form 1099-C may be able to...

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I have large amount of debt after my divorce and finally after 4 years I'm getting back on my feet

Christine's answer | Answered on February 17, 2014

I agree with Ms. Lakin, however a full evaluation of your assets, income and your liabilities would need to be reviewed. If you work with these...

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My fiance got arrested for abuse . I lied & told the cops he choked and put a pillow on me. What should we do?

Christine's answer | Answered on February 17, 2014

What is going to happen, well your finance has domestic violence charges against him now and you filed a false police report. Admit that you lied...

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Can a cridet card company garnish my tax return if I am on disability? I had my refund garnished for about 3 years now,,,

Christine's answer | Answered on February 17, 2014

Someone other then a credit card debt is intercepting your refunds. You should contact the IRS right away. Tax refund intercepts are allowed in...

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Should I call an attorney or deal with their ins company

Christine's answer | Answered on February 17, 2014

Call an attorney to protect any rights you might have and to make sure you receive the proper compensation.

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How do I get a 5yrs out of state title in my name when you have misplaced the bill of sale but have the title and cancel check

Christine's answer | Answered on February 17, 2014

You actually have to do this through the Secretary of State. Contact them and see if they will allow you to use the canceled check.

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Wrongfully i was turned in for collection, now its fixed but my cr-cards lowered my limit because of that can i sue who did this

Christine's answer | Answered on February 17, 2014

First dispute the debt with the credit reporting agency. You can also reply to negative reports directly on your credit report.

Christine B. Adams's Answers (2742)

North Carolina-serious structural repairs needed on 11 y/o house -- Ch.7 discharge 2004 / not-reaffirmed -- strategic default?

Is it worth the trouble to report a creditor for violating my automatic stay?

Is this notice to quit legal?

Question about filling a 1099C on my 2014 Taxes.

I have large amount of debt after my divorce and finally after 4 years I'm getting back on my feet

My fiance got arrested for abuse . I lied & told the cops he choked and put a pillow on me. What should we do?

Can a cridet card company garnish my tax return if I am on disability? I had my refund garnished for about 3 years now,,,

Should I call an attorney or deal with their ins company

How do I get a 5yrs out of state title in my name when you have misplaced the bill of sale but have the title and cancel check

Wrongfully i was turned in for collection, now its fixed but my cr-cards lowered my limit because of that can i sue who did this