Archived
WHEN A COMPANY REPORTS ON CREDIT REPORT ACCOUNT CLOSED.DOES THAT MEAN THAT I WILL NOT HAVE TO PAY ON THIS ACCOUNT ANY MORE.
Christine's answer
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Answered on February 20, 2014
As Ms Larkin answered, you still owe the debt, the account has just been closed.
Archived
I have recently received several hang-up calls, a few times a week, all from the same number, belonging to a collection agency.
Christine's answer
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Answered on February 20, 2014
The hangup's are weird. You may be on some automated malfunction. It is not illegal to call you if you are in debt, you can contact your phone...
Archived
I HAVE A UNLAWFULL DETAINER PENDING IN STATE COURT HAVE A CHAPTER 7 BK FILED. LANDLORDS ATTY. FILED A MOTION TO REMOVE STAY
Christine's answer
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Answered on February 20, 2014
It is probably easier to get the continue date for the 341 hearing.
Archived
I am three months away from completing a debt manage ment program, I have a credit card can I use it before the program ends?
Christine's answer
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Answered on February 20, 2014
Are you in a consultation or a bankruptcy? Either way if you have a open credit card, there is noting really stopping you. You may want to...
Selected as the best answer
Am I responsible for my spouse's student loan debt?
Christine's answer
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Answered on February 20, 2014
Did you sign a contract? You do not divorce your contractual obligations. In a divorce action, for example, a "hold harmless" provision might be...
Archived
Ch 7 Bankruptcy and Transfer of Assets in PA
Christine's answer
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Answered on February 20, 2014
If you transfer property and then, soon after, file for bankruptcy, a bankruptcy trustee can set aside or void these transfers. The amount of time...
Selected as the best answer
Archived
We filed for bankruptcy and my found out I was in a trust after my father died, less than 180 days out, can I save it?
Christine's answer
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Answered on February 20, 2014
No do not sign anything over, and the trustee can unwind any transfer of property. YOU NEED TO CALL YOUR ATTORNEY NOW. If you receive an...
Archived
Can a Debt Collector Threaten to put you in prison? Is there anywhere to report these people?
Christine's answer
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Answered on February 20, 2014
I agree with Ms. Larkin, make that phone call right away and contact an attorney that deals with the Fair Debt Collection Practices Act
Archived
If a collection account is 6 years old and sold to another collection company does it remain on your credit for another 7 years?
Christine's answer
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Answered on February 19, 2014
I agree with Attorney Tran. It is the date of the first delinquency.
Do I risk Chase to reposes my car if I do not reaffirm debt for car loan through bankruptcy?
Christine's answer
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Answered on February 19, 2014
In my experience with Chase, it depends on the amount owed. If this is a higher end loan, they will exercise their rights to repossess. If the car...
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