Archived
My husband and I have separated for almost two years and I am being garnished for a hospital bill he made during this time..
Christine's answer
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Answered on January 06, 2014
If you are already being garnished, it appears that the debt when to judgment. Virginia has codified the common-law doctrine of necessaries, which...
Archived
Past Due Utility Bills
Christine's answer
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Answered on January 06, 2014
Some utilities report every month, it would be best to contact the utility company to ask their credit reporting procedures. You can keep track of...
Archived
I am being charged with hendering with secure creditors.
Christine's answer
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Answered on January 06, 2014
If you have returned the items, the only recourse for the creditor is to file a breach of contract for money damages. I would wait and see what...
Archived
What a Judgment Entry can do to my credit record or otherwise?
Christine's answer
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Answered on January 06, 2014
If there is a judgment on you, it can remain on your credit report for the statutory time period allowed by your state. You can pull your credit...
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Archived
Can Ch 13 debtor legally exclude child support arrears from plan or only list Orange County Child Support as the creditor?
Christine's answer
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Answered on January 06, 2014
I agree with Attorney Brewer, you must list the recipient of the child support and they can choose to file a proof of claim. If you are the...
Archived
RE: Personal Bankruptcy. I was awarded $174K in an Enforcement of a JOD. I was told it was not likely that my ex would be...
Christine's answer
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Answered on January 05, 2014
Bankruptcy does not automatically mean the debt will go away if you have the type of debt that can survive a bankruptcy. In the event he files...
Archived
How do I help my boyfriend with domestic battery charges?
Christine's answer
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Answered on January 05, 2014
His attorney might call you as a character witness, but that is a legal issue your boyfriend will have to discuss with his attorney.
Archived
Can one sue, or is there an entity to report the fraudulent acts of Title Max?
Christine's answer
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Answered on January 05, 2014
LOL, the prior attorney is correct, their practices are legal. We do not have have very strong usury laws in this country. And because federal...
Archived
Debt collectors not settling for what I am asking to settle for. Threatening lawsuits and judgements. How do I handle this?
Christine's answer
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Answered on January 05, 2014
Creditor's usually do not care what your situation is their job is to collect. If you cannot afford to pay your debt, you should see a bankruptcy...
Archived
Assets for bankruptcy
Christine's answer
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Answered on January 05, 2014
Usually you need to claim the assets you own, not other peoples assets. Most attorneys will have a checklist or ask you directly about your assets...
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