To receive a loan from a bank off a city judgement do I need my lawyer present

You question is unclear, an attorney for what exactly?

Will it affect my wife to get her U.S. Residency if I file for bankruptcy?

There should be no affect on your wife if you file a bankruptcy, especially if these debts were incurred prior to the marriage.

Can a bankruptcy lawyer also negotiate a deal with plaintiff's attorney on a judgment?

Your judgments are a huge amount of money, many law firms have internal policies that they will only negotiate the debt up to 80%. For your type of...

I did a chapter 7 bankruptcy in 2011 which included my home, it is on my report as discharge chapter7/sold to PennyMac.

When you apply for the FHA you can explain what happened. You also can dispute the error directly with the credit reporting agency. If an...

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Has it been done... Unpaid tolls and bankruptcy?

In an individual can get a fresh by filing a Chapter 13 bankruptcy for unpaid toll fines, these kind of debts will be part of the reorganization...

We notified the landlord one month ago about a rat problem and nothing was every done.

Yikes, that is a very dangerous situation. Give notice to the landlord and stating they are in breach of the lease, give your notice and move....

Question about a charged off account

You should find out whether the debt has been sold, but yes they probably will accept the money. Contact this company to make sure that they apply...

Bank reporting mortgage as "discharged" following chapter 7 bankruptcy with home exemption

That is a pretty common situation because your mortgage was discharged and you are in a pay and stay situation. You can always add wording to your...

How to sell my property? Currently on Chapter 13 bankruptcy with HOA and child support liens on property

In Illinois you need court approval prior to selling your property, I am almost sure that is the same in California-cause will all pretty much...

IS THERE A MAXIMUM AMOUNT MY INCOME CAN BE GARNISHED?

I agree with both attorney's that have answered this question, and your daughter needs to work harder to have this account deferred.