Archived
My Home went into the forclosure process the same day I recieved enough back pay (I was out of work due to a illness) to become
John's answer
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Answered on December 20, 2012
I agree with my colleagues. It sounds like you may have the financial ability to work out your mortgage loan problems. You would be well advised...
Archived
What can we do to amend an unreasonable lender repayment plan?
John's answer
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Answered on December 20, 2012
You should immediately contact an attorney experienced not only in foreclosure defense, but in loan modifications.
Archived
Do I have to show up in court?
John's answer
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Answered on December 20, 2012
By this time, the court dates may have passed, however, you may well not have a significant problem in the case, particularly if you plan to let...
Archived
I have a court summons soon for mortgage foreclosure. I was served via service by publication. What should I do?
John's answer
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Answered on December 20, 2012
Effectively serving a person by publication requires the Plaintiff to comply with many rules. You should have an experienced foreclosure defense...
Archived
OCC approved audit for mortgage, against bank
John's answer
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Answered on December 20, 2012
I'm unclear on what the OCC did in relation to the audit. Perhaps you can explain more specifically the OCC 's role here.
Also, it sounds like...
Archived
When I had an Mortgage Auditor Forensic done on my mortgage and discrepancies was found.
John's answer
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Answered on December 20, 2012
Yes, all of this can be true. The question you must answer is whether this information will help you respond to the foreclosure action on your...
What does a LIS PENDENS AND NOTICE OF FORECLOSURE MEAN?
John's answer
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Answered on April 04, 2012
A Lis Pendens is a document which is recorded at the county recorder of deeds office. After it is recorded, everyone is deemed to have notice that...
Archived
The Lexis Nexis entry for my building says "mortgage foreclosure disposed"...advice?
John's answer
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Answered on June 02, 2011
It's important to find the entity that is the legal owner of the property now. Until you are satisfied that you know who has a right to collect...
Please explain: "Plaintiff waives any and all rights to a personal judgement for a deficiency against the mortgagor.....
John's answer
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Answered on May 19, 2011
I agree with the previous answers posted--the mortgage holder is willing to waive any judgment for money IN ADDITION TO the amount it recovers by...
Archived
I got my home 11/10 from an investor who got as a foreclosure 1/10, a neighbor who rents my garage says he has 5 yr lease???
John's answer
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Answered on May 12, 2011
Foreclosure proceedings do not necessarily end valid leases on a property when the foreclosure is completed. In fact, so-called "rental properties"...
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