Can I still enter a reaffirmation after 48 months?. My former attorney never educated myself about the choices I had.

Usually the judge will not allow the case to be reopened for that purpose. It can work in some cases, but the judge will have to approve it. Your...

I filed chapter 13 3 months before making last payment I was in a car wreck had to have surgery and was o will I get any of that

You should contact a bankruptcy lawyer ASAP. You will have some exemptions that will allow you to keep some of the money.

Defaulted on 3 student loans. NCSL and collection lawyer wanted 900 per month. Went to court and proved income/expenses

A Chapter 13 Bankruptcy can force them to accept a lower monthly payment. It will not stop the interest, but it will stop the late fees and it can...

Can a loan debt from University of California hold transcripts during a Ch 13 BK filed in the Southern District of California?

You can try to bring an adversary proceeding for the turnover of the records. It may or may not work. it depends how much money you are willing...

Was filing Chapter 13 appropriate? Wanted to stop foreclosure due to job loss, and got a new job prior to filing.

The trustee does not have the right to force a loan modification. If the payment plan was changed from three years to five years then it means...

Can I ask the court to award half of bankruptcy related debt to my ex husband?

A divorce court can order him to pay for the deficiency. However, if he is not paying child support why would he pay that? The lawyer above is...

How successful is a claim of exemption to stop wage garnishment ?

You should look into bankruptcy to get rid of the remaining debt. Even if you do not qualify for a Chapter 7 you may be able to qualify for a...

Can a lawyer negotiate lowering a wage garnishment percentage?

You could try a Chapter 13 bankruptcy. This would allow you to structure your other debt around the restitution. Also if you have a plan of...

You can defend yourself in small claims court, but do you have any defense? If you owe the money you probably do not have a defense. You can see...

Can this help my credit?

Do not pay it. The debt may be stale and you may have other options. You should contact a local lawyer before you take any action.