Archived
Should I be responsible for charges to the original mortgage company if they try to sell my mortgage
Erica's answer
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Answered on May 28, 2010
As an attorney who closes loans and defends mortgages, nothing you are saying makes sense to me. Under normal circumstances, that's simply not the...
Archived
My house loan is in my name but the deed is in both our names. Whos going to get the house?
Erica's answer
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Answered on May 28, 2010
Your husband's ability to take the house in the divorce will depend on many things, not just the fact that you put title in both names. The Court...
Archived
Real estate - rescission, the originating lender and the servicer/MERS refuse to provide true copies, real owner contact
Erica's answer
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Answered on May 27, 2010
It really doesn't surprise me about Wells. I have a number of questions I would need answered before I could give an answer. Is this in...
Archived
What government assistance is available for Indymac Homeowners whose houses are now "under water"?
Erica's answer
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Answered on May 16, 2010
My recommendation would be to contact one of the HUD approved negotiators or an attorney who handles loan modifications (you might find them by...
Archived
Does a Quitclaim Deed give the right to sell the property even if the mortgage is not under my name?
Erica's answer
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Answered on May 15, 2010
If you are the only one in title, you have the right to sell the property. However, you will need your ex-husband's cooperation to get a payoff...
Archived
Do I need a real estate attorney?
Erica's answer
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Answered on May 15, 2010
You actually need to consult an attorney who handles probate litigation.
Your instincts would appear to be right. The correct way to have...
Archived
My domestic partner and I want to buy a house together. If we form an LLC, will it protect us in the event that we split up?
Erica's answer
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Answered on May 11, 2010
This will depend on whether the LLC provides for the division of the property - or interest in the LLC - if one of you wants to sell their interest...
Archived
Hud statement and good faith estimate
Erica's answer
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Answered on May 11, 2010
The creditor must have obtained a judgment against you and filed a Memorandum of Judgment against the property you own.
By asking for the HUD,...
Archived
I am in the process of a short sale. I am engaged. Will my fiance become responsible in any way for my short sale debt if any?
Erica's answer
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Answered on May 11, 2010
A short sale is the sale of the property with the lender taking less than is owed and either seeking partial or no contribution from the homeowner....
Archived
How to file on a title for a house?
Erica's answer
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Answered on May 09, 2010
There are two ways an unmarried couple can take title:
(1) Tenants in common - this allows each of you to sell or settle your interest by will...
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