Archived
If I walk away from my house and mortgage, can the mortgage company make me pay the difference owed after foreclosure sale?
Steven's answer
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Answered on January 24, 2012
If I understand the law correctly. Washington State is a predominately non-recourse state. Meaning in the vast majority of residential mortgage...
Archived
My house was sold in auction this past Friday. I have been working with Chase on getting a short sale approved. I have a buyer
Steven's answer
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Answered on January 24, 2012
I have seen homeowners complete a short-sale after the sale of the property at auction by following the same strategy you are following. I am not...
Can I obtain title to my car that is paid off in the bk payments? My case will not be discharged for another two years.
Steven's answer
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Answered on January 24, 2012
I agree with my colleagues. If the car loan is paid, you are entitled to the title.
I hope this helps.
Respectfully,
Steven A....
Archived
Non exempt property equity liens payouts
Steven's answer
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Answered on January 24, 2012
I agree with my colleagues. There is not any equity to claim for your husband's homestead exemption. And, you should see an experienced lawyer to...
Archived
Do i have to file my tax return with my husband even dought i havent petition for him
Steven's answer
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Answered on January 24, 2012
Filing jointly is not mandatory, but often beneficial. Speak to a tax professional in your area.
I hope this helps.
Respectfully,
Steven A....
Archived
My new wife needs to file bankruptcy from previous marriage foreclosure...does this effect me?
Steven's answer
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Answered on January 24, 2012
It is OK to have a joint checking account - however, the money in the account is considered her asset. So, if you have a sizable amount of money,...
Archived
Old creditor after bankruptcy discharged
Steven's answer
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Answered on January 23, 2012
Generally, all dischargeable debt is discharged in a "no-asset" Chapter 7 case, even if the creditor was not listed in the schedules. However, if...
Archived
Can I charge my tenant rent although I am not paying the mortgage?
Steven's answer
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Answered on January 23, 2012
The property in foreclosure does not relieve the tenants obligation to pay rent. If the tenant does not pay the rent the landlord retains all of...
Can a dental clinic ask for your credit card info, to give you appointment
Steven's answer
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Answered on January 23, 2012
There is nothing illegal about asking for credit card information. You do not, however, have to give them this information. If this bothers you,...
Archived
I won a judgement against someone who is refusing to pay. If I place a lien on his property can he include that in his bankrupst
Steven's answer
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Answered on January 23, 2012
I agree with my colleagues, the timing doesn't seem right. If you received a judgment after he filed for protection under the bankruptcy law for a...
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