We lost our house on a Foreclusure

It is true. Some banks have used improper means to obtain judgments and foreclose. However, you need to get involved in the case in order to...

Foreclosure auctions

I am not a Florida attorney and the answer to your question is state specific. I can tell you, in Illinois, if the mortgage company purchases the...

In Alabama, is a person liable for paying off home equity after failure to pay own loan and bank forecloses and bank sells home

Unfortunately, the second loan is still outstanding and the bank can still collect. While foreclosure is not an option (since your home is already...

Filed to amend chp 7 bankruptcy for wild card exempt for $1000 tax return

Generally, you have a right to amend your schedules up until the case is closed. The Trustee may object, if the Trustee believes you were not...

I was recently served with a summons for foreclosure. I just pulled up my record on line and it states the case is closed.

It could be a number of things. First, online dockets are often wrong - and they are NOT official records. If you really want to know what is...

Help! Is there anything I can do about my reaffirmed in ch. 7 car loan?

You can cancel a reaffirmation agreement up until the date of discharge or 60 days from the date the reaffirmation is filed with the court,...

My second mortgage holder had my loan "insured" and took the insurance payoff. Do I have to pay the insurance co?

If you still own the home, the loan is still secured - the lien remains on the home. The insurance company can seek reimbursement. Much like an...

Has any Illinois foreclosure lawyer actually been successful fighting the big Wall Street banks?

It depends on what you mean by "successful." If by successful, you mean that the homeowner keeps the home with the mortgage striped off, the...

Standing is the legal term used to describe the party who has a right to file a lawsuit or make a particular legal claim. Only a person or entity...

At foreclosure

If you are asking if the 1st lien holder forecloses, does that extinguish any junior liens (2nd, 3rd, etc.), the answer is YES. As long as the...