Archived
What can we do as renters tp get back our money for rent deposit and repairs yet along stress from this all?
Steven's answer
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Answered on June 29, 2012
This is not really a foreclosure question. While your landlord may be in foreclosure, that fact does not effect your relationship. If you have an...
Archived
Why would a lawyer file a motion for a dismissal w/o prejudice to be heard after the return date and meeting of the creditors?
Steven's answer
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Answered on June 29, 2012
Not every bankruptcy case goes to discharge - some cases are closed without a discharge. There are many reasons this could happen (eg failing to...
Archived
What are my rights as a tenant if my landlord goes into foreclosure? Does my lease end or can I stay in home until lease is up?
Steven's answer
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Answered on June 28, 2012
Generally, foreclosure does not effect your rights. Many foreclosures are resolved, and the owner retains possession. In many parts of the...
Archived
What are the repercussions to short sale or foreclosure? Which direction should I head given my situation?
Steven's answer
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Answered on June 28, 2012
Every situation is different, and your goals must be taken into account. Find yourself a good attorney. An attorney who understands foreclosures,...
Archived
We are 3 months behind,and Isent in a payment the other day and they returned it back to my account what does that mean?i
Steven's answer
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Answered on June 28, 2012
Generally, when you fall behind on your mortgage, the mortgage company will require all past due amounts to reinstate the loan. They do this in...
Archived
Do I have to pay my propaty mang rent the house is now under contrack after short sale witch is in forcloser?my lease is up.
Steven's answer
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Answered on June 28, 2012
Your question is vague - I am not really sure what you are asking. If you are asking if you must move because your lease is up and will not be...
Archived
Foreclosure - How does one delay it?
Steven's answer
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Answered on June 28, 2012
The best way to delay a property from being sold at auction is to get involved in the process. Too many homeowners wait it out and work with the...
Archived
Filed BK 13, have a consent letter from BK lawyer to do a Loan Mod and Bank refused to do a loan mod due to Revocable trust.
Steven's answer
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Answered on June 28, 2012
Unfortunately, loan modifications are given at the desecration of the lender. There is not a law that requires a bank to modify a loan. ...
If one spouse files for bankruptcy and does not reaffirm the debt with the bank, can the other spouse take full title?
Steven's answer
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Answered on June 28, 2012
Bankruptcy does not effect ownership. You may be discharged from the mortgage and promissory note on a property, yet retain all the ownership...
Archived
If a house is in foreclosure, are bank reps permitted to come to the home and harass the homeowner?
Steven's answer
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Answered on June 27, 2012
The original creditor may not fall under the FDCPA - and may take reasonable efforts to collect on a debt. One way to stop the collection efforts,...
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