First you can't re-open your case to reaffirm a debt - at least not in my experience. Many lawyers advise their clients not to reaffirm any debts...

How are multiple alternative addresses for creditors listed on the chapter 7 Bankruptcy papers?

I recommend my clients list as many addresses as they have available to creditors. We list them a separate entries in Schedule D, E of F. One...

Tax identification number

The IRS can issue a Individual Tax Identification Number (ITIN) "to help individuals comply with the U.S. tax laws, and to provide a means to...

I pay my mortgage and property taxes seperately. I have had my 2008 taxes sold. I only have until March 2013 to redeem them.

I don't know of any governmental help for these matters. I recommend you contact your mortgage company right away - they have an interest at stake...

I have a question about transfering property prior to bankruptcy chapter 7 I transfered my share of one fourth to my siblings fo

It is true that it is impermissible to transfer property for less than market value prior to filing bankruptcy. However, what is the fair market...

I owned a home that was in foreclosure. I could no longer make the payments and had to do something. I found a broker that

I have seen these arrangements before. We contacted the "investor" and got the deal un-done. The "investor" may be liable under a number of state...

Wanting to know my options on my home. It was discharged in a chapter 13 bankruptcy

Generally, reaffirmations of loans apply to Chapter 7 cases, not chapter 13. If you were repaying the arrears through a Chapter 13, the loan was...

Dead in lieu convayance contract to bank. Can we negotiate?

Sorry - I don't understand your question. Are you asking whether the mortgage company must accept a Deed-in-Lieu. The answer to that question is...

How do I find out what kind of tax lien is against me

The first question to ask is "Do I owe my State or the Federal government any money?" If you know you owe the IRS (or you haven't filed a tax...

Who gets to claim our child on taxes?

Generally, absent an agreement to the contrary, the custodial parent (the parent who has custody more than 50% of the time) gets the...