I can't help with your credit questions, but you should begin by verifying the plaintiff completed the foreclosure. You may have heard of "Zombie...

We own two properties. Can one be foreclosed on without affecting the other?

Although in the past it was the exception to the rule, today Plaintiffs are extremely aggressive in their pursuit of personal deficiency judgments....

Wells Fargo refuses to negotiate under HAMP

Your experience is not unique or even rare. In IL, you can force compliance with HAMP, or at least not allow a lender to complete a foreclosure if...

Our home just entered foreclosure in Illinois. Can we pay what is owed 3 months from now? Well Fargo want 1 payment only.

You have the legal right to reinstate your loan, meaning to pay all amounts overdue, for 90 days after the filing of the foreclosure action. ...

A Chapter 7 Bankruptcy will often qualify distressed homeowners for opportunities to save their home when they were unqualified for those options...

What does an attorney refer to as a secured loan modification?

You should ask your attorney what he meant. He probably billed you for his time trying to "secure a loan modification". You should consult a firm...

You should check on who bought it at the auction. Anyone at my office can check online very quickly with just the property address. (Don't worry,...

Can a parent be quick claim deeded to a house during a modification for government grant programs

Sorry to hear about your situation. That's really piling on. Yes, you could be added to the ownership of the home with a Quit Claim Deed. ...

I am current on my first mortgage with Chase, my taxes are current. My 2nd mortgage with OCWEN is in default can they foreclose

It is very unlikely Ocwen will foreclose. However, you shouldn't just wait until they decide what action to take. As you can't afford both...

Bankruptcy for co-signor

If the property is currently in foreclosure, you don't need a bankruptcy attorney right now. You need a foreclosure defense attorney. You don't...