Is a refund of HOA fees paid possible, if a QuitClaim Deed(recorded) is dated 3 months prior to when we stopped paying HOA?
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Answered on April 07, 2014
If you negotiate with the HOA, remember that they will want their money from someone. In this case, it would be the lender, so you will need them...
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Summary judgement foreclosure was made against me with the date of May 7 2014. I cannot pay to get current.
Eric's answer
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Answered on April 07, 2014
In addition to Mr. Benjamin's information, after the auction sale (which can't be held until after the 90 day period is done), the lender must file...
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The lender has not responded to court ordered interogatory by the court date.
Eric's answer
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Answered on March 31, 2014
You may have the ability to move to dismiss or move for summary judgment, depending on where you are in the case, based on the information you...
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Mortgage Delinquency & Pre-foreclosure Question: Re-age request after summon has been issued.
Eric's answer
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Answered on March 19, 2014
I personally have never seen this attempted, and I can't see why a secured creditor like a mortgagee would have any incentive to re-age the loan...
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Just served with a forclosure summons, say 1st court date us 07/14 for status? How long do i still have in my home?
Eric's answer
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Answered on March 19, 2014
The foreclosure process in Illinois can take about a year, but may take longer depending on how quickly the bank actually moves, as well as what...
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Can I not pay the bill based on error made by plumbers and missing license? Any advises how to handle this situation?
Eric's answer
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Answered on March 14, 2014
To best determine an answer, the first place to start is a review of the bylaws and rules and regulations for the condo association. It is...
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I'm summoned to appear in Illinois court for debt. Do I need to pay a filing fee? It says I owe $1800. Statute of limitation?
Eric's answer
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Answered on March 14, 2014
1. Cook County requires a fee for all appearances. However, you may ask the court to waive that fee based on your financial situation.
2....
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I am in the redemption period of foreclosure, Cook County. How do I terminate/extinguish my redemption right?
Eric's answer
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Answered on March 14, 2014
If your court date was in December, and you didn't ask for additional time, the statutory 90 days for redemption should have already run or will...
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6 years ago I was divorced. Signed quit claim now ex-wife his consistently late paying mortgage.
Eric's answer
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Answered on March 14, 2014
For debts with joint liability, the only way to be 100% sure that your credit is not harmed is to make the payments yourself. For any possible...
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Who has priority if a house has a back property tax lien and a home equity lien?
Eric's answer
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Answered on March 10, 2014
Just to add to Mr. Moens, even if the mortgage lien is extinguished, you would still be personally liable for the underlying debt.
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