On Nov 2010 begining of foreclosure mortgagee waives any and all rights to personal judgement for a deficiency,

I would want to review the paperwork to be sure, but if the lender waives this right in a manner that is binding, they would not be able to pursue...

Can a landlord tell you to leave without giving you any notice other than a phone call stating you have to be out in 4 days.

Your lease would answer many of these questions (if you have a written lease). It is difficult to be more specific without knowing all the...

In 2009 i was granted a loan modification. The letter that i received prior to the modification stated that I would be given a

I have had many clients experience the same thing. Although there are many types of loan modifications, the three-month trial period is common. ...

Why can't I convert my chapter 13 to chapter 7. (my attorney says I can't convert because I filed chapter 13 in 2005)

Although I don't know the details about your specific case, it sounds like you may have had debt discharged within the last eight years. If your...

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I filed bankruptcy 11 years ago and it is still showing on my credit report, how do I get this removed?

Chapter 7 bankruptcy should remain on your credit report for ten years. Since you filed eleven years ago, you are generally entitled to have this...

The simple answer should normally be "no." Generally speaking, a creditor cannot take money out of your bank account without your permission...

I owe a $8000 in medical bills. I am a student and a part-time worker. What should I expect

Perhaps you can negotiate an acceptable payment plan with the hospital. In my experience, hospitals are generally more willing to work with...

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If you have a judgement against you froma credit card can they freeze your bank account and take child suport.

Generally speaking, child support is exempt from garnishment. But, if it is mixed in with other money in a bank account, it may be hard to prove...

Bank levy

Generally speaking, a creditor cannot take money out of your bank account without your permission (until and unless they first obtain a judgment...

Should I file bankrupcty because my house was foreclose in 2008 and it was also sold in 2008 the second mortgage was never paid.

You are correct that social security income is exempt from garnishment. With this in mind, you may want to consider alternatives to bankruptcy. ...