Is FTHB loan discharged in Chapter 7?

I presume you're talking about the IRS First-Time Homebuyer Credit, since you are focusing on tax debt. That would be the tax credit you received...

My home is being for closed on and I am ok with this. My question is do I need a lawyer?

The most significant issue is a possible deficiency judgment. A deficiency judgment is a personal judgment entered against you at the conclusion...

Please advise on best way to handle dismissing a 100% CH.13 and filing a CH. 7

You should talk to your attorney about filing a motion to modify your plan. Depending on what you are expecting in expenses and what your plan...

Can I be held responsible for the debt of an amount in a renewed judgment against my husband?

A premarital judgment entered solely against your husband is not your direct responsibility. I presume you are not mentioned in the judgment or...

Motion to vacate court judgement?

In addition to what David said, you can also try simply asking for a written release of the judgment, which saves everyone the hassle of going back...

My townhome in IL was sold at foreclosure sale recently. Three tenants are living there. How long before they have to go?

There's not going to be a lot of time with the tenant being your son and a month-to-month lease. My general recommendation is to have your son...

How do I file quiet title lawsuit?

A suit to quiet title is designed to remove a cloud on title - such as if the lien is recorded on the wrong property or someone records some other...

Filed chapter 7 in 2010. 1st & 2nd mortgage is with same bank. What happens if I stop paying 2nd since it was not reaffirmed?

As others have said, the second mortgage lien remains on the property, even after the personal liability has been discharged. The second mortgage...

Should I file chapter 13 if I only have unsecured credit? (credit card and line of credit) or is it better to work out payments?

It largely depends on whether you have the means to offer a meaningful settlement or not. If the "line of credit" you refer to is a mortgage that...

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Is it possible to reverse a foreclosure on my credit report?

As others have said, you may have a potential FCRA claim. However, if there was a default in payments and a foreclosure, then your credit report...

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