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Cheryl F. Bergian

Bankruptcy and debt Attorney at Fargo, ND

4.9   8 reviews
  • State Years
    Minnesota - MN 34 years
    North Dakota - ND 34 years
  • Licensed for 34 years
    State MN
    Acquired 1988
    Authorized to Practice No misconduct found
  • Licensed for 34 years
    State ND
    Acquired 1988
    Authorized to Practice Law No misconduct found

We have not found any instances of professional misconduct for this lawyer.

About Cheryl

Learn Cheryl’s areas of practice.

Practice areas
  1. Bankruptcy and debt
    Chapter 7 and Chapter 13 bankruptcies for individuals and small businesses.

    14 years

  2. Estate planning

    14 years

  3. Probate

    14 years

  4. Guardianship

    14 years

I have 30+ years of experience, practicing in North Dakota and Minnesota. I concentrate in personal and small business bankruptcies, but also provides services in drafting wills, healthcare directives, powers of attorney for financial decisions, probate, and guardianship & conservatorships.

I provide a free initial telephone consultation regarding any of my practice areas.  For bankruptcies and basic estate planning, I am usually able to offer a flat fee quote in the initial telephone consultation.  And, I am usually able to provide an estimate of the cost of hourly fee legal services (i.e., probates).

Contact Cheryl

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Cheryl Bergian Law Office
1712 Main Avenue, Suite 202
P O Box 2152
Fargo, ND, 58107-2152


4.9 / 5.0
  8 customer reviews
5 Star
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1 Star
Posted by Kima | September 22, 2023
This review is from a potential client who consulted with this attorney.
| Consulted Attorney
Kind, understanding, and thorough. Cheryl and Nicole were amazing and helped me every step of the way with my issue!
Posted by anonymous | August 5, 2021
This review is from a person who hired this attorney.
| Hired Attorney
Thorough, non judgemental and a breath of fresh air
She answered every single question i had understood that my life is just about as chaotic as it comes. Amazing and has been helping every step of the way. So much appreciated and made me feel like i have a safety net with her. Definitely would recommend to anyone who needs her expertise.
Posted by anonymous | December 1, 2020
This review is from a potential client who consulted with this attorney.
| Consulted Attorney
Don’t wait like I did, call Cheryl from the beginning!!
I am SO HAPPY that I finally called Cheryl! What a load off my mind. I made the mistake of thinking I could do everything myself without hiring an attorney and I filed pro se. I spent countless hours stressing and filing out paperwork. After my 341 meeting, I was overwhelmed and devastated thinking I had really screwed things up. I then reached out to Cheryl’s office through their website and I had an email reply from her within hours. She was able to fit me in for a phone call that afternoon! She was kind and patient, and super helpful. I can’t express the relief I felt finally getting real answers and advice that I could trust. DO NOT BE AFRAID to give her a call! She has free telephone consultations so you have nothing to do lose. I am forever grateful for that phone call. Thank you, Cheryl!!
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Posted by JoEllen | August 29, 2018
This review is from a potential client who consulted with this attorney.
| Consulted Attorney
She’s great!
I hired Cheryl in the past to draw up my will. She was extremely accessible and good to work with. This time I just had a question about power of attorney and thought I’d need her services again. Cheryl explained that she’d be happy to help but also informed me that I could find the nrecessary forms on the ND Supreme Court website and that the forms were simple and straightforward, easily done without hiring legal services. I was impressed, she did not take advantage but instead saved me money.
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Posted by Tiff | October 18, 2016
This review is from a potential client who consulted with this attorney.
| Consulted Attorney
Very comfortable
She made me feel comfortable right away, gave me the information I needed to make the best decisions for me. Definitely recommend her to anyone!
Posted by Peggy | May 27, 2016
This review is from a person who hired this attorney.
| Hired Attorney
Made a difficult decision a good experience
It is not easy to decide to file for bankruptcy, but it is sometimes necessary to start over. Cheryl is very professional and took me through the process step by step. I felt that I knew what to expect from beginning to end. I followed the plan and my plan was successfully discharged, giving me the chance I needed to start over. Cheryl was responsive to my questions and helped me understand everything. I can't imagine having a better attorney for bankruptcy.
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Posted by Kristin | April 10, 2015
I HIGHLY recommend Cheryl for your legal matters.
I had some personal legal issues that I needed help with. Cheryl was recommended to me by a friend. When I called, she made an effort to get me in right away. The informational meeting was thorough, she explained all charges, went through the process step by step and set my expectations for her involvement and the actual court appearance. I had many questions and by the time I left the initial meeting I knew I could trust Cheryl and signed up with her. After that meeting, I felt like I could breathe again. The entire process was smooth, when we went to court, Cheryl was incredibly prepared and had explained some of the potential questions, etc. She was diligent with collecting paperwork and always returning my call quickly. She is not only fantastic, but her staff is very responsive, caring and professional. If I ***ever*** have another issue that requires a lawyer - she will be my very first call. Her prices are reasonable and I was very pleased with the outcome. It was nice to be able to hire her as my attorney as I never once had to question her knowledge or extreme thoroughness! Things went well in court and I was pleased. I do not think that things would have gone so smoothly without her attention. I recommend Cheryl without hesitation.
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Posted by Kristine | November 20, 2017
This review is from a potential client who consulted with this attorney.
| Consulted Attorney
Great information
Cheryl (not an assistant!) called me within 24 hours of my requesting information regarding a bankruptcy. She was so kind, non-judgmental, and gave valuable advice.
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  • Free Consultation 45 minutes
  • Retainer Sometimes
Payment methods
Cash, Check, Credit Card


AVVO RATING 7.6 (Very Good)

Work Experience

  • Owner
  • Cheryl Bergian Law Office
  • 2012 - Present
  • Attorney
  • Hannig & Associates, P.A.
  • 2008 - 2012
  • Executive Director
  • North Dakota Human Rights Coalition
  • 2002 - 2008
  • Senior Staff Attorney
  • Migrant Legal Services
  • 1993 - 2002
  • Managing Attorney
  • Legal Assistance of North Dakota
  • 1991 - 1993
  • Staff Attorney
  • Legal Services of Northwest Minnesota
  • 1988 - 1991
View all work experience


  • University of North Dakota School of Law
  • JD - Juris Doctor
  • 1988


  • Minnesota State Bar Association
  • Member
  • 2014 - Present
  • National Association of Consumer Bankruptcy Attorneys
  • Member
  • 2009 - Present
  • State Bar Association of North Dakota
  • Member
  • 1988 - Present

Languages Spoken

  • English

Honors and Awards

  • Peer Review Rated
  • Martindale-Hubbell
  • 2016

Speaking Engagements

Attorney endorsements

Received (1)
Given (0)
Endorse Cheryl
Estate planning Attorney | Oct 10
Relationship: Fellow lawyer in community
"I spoke with Cheryl recently regarding North Dakota real property transfers to trust, and she was helpful, knowledgeable, pleasant, and instructive."
This attorney hasn't created any attorney endorsements recently on Avvo.
Fargo Bankruptcy and debt Lawyer Cheryl F. Bergian
Cheryl F. Bergian
Bankruptcy and debt Attorney
Fargo, ND
Licensed for 34 years
Free Consultation