Is compounding interest daily on a judgement legal in the state of Ohio?

That interest rate is almost certainly incorrect, and probably results in a violation of the Fair Debt Collection Practices Act (FDCPA). I would...

How do I clear my name from debts my parents created when they stole my identity?

The short answer is that you need to file a police report and mail it to the credit bureaus along with a letter identifying the accounts that were...

A judgment resulted in a garnishment, in 3 checks it was paid in full. They are garnishing again for the exact same judgment.

I think you need to contact a consumer rights attorney immediately. That person can not only help you with the procedure of objection to the...

Thank you for your site and time can i get arrested for a payday loan that is over 7 years old?

If you haven't paid on this debt in over six years, the statute of limitations has passed and they can't initiate a lawsuit against you (assuming...

Do I have grounds to sue Bank of America and AMEX?

As to Amex, I'm not sure how much recourse you have. Whether they can charge off the other two accounts will depend on the terms and conditions of...

Can we break our lease if a boiler breaks and we have no heat in the winter ?

Wow, this sounds like a nightmare. I probably wouldn't just leave without giving notice if I were you. If you still are without heat, you will want...

This is a good (and often difficult) question. If there is a written lease in place, the lease will often specify the manner in which notice must...

When a settlement has been reached with a credit card company, is the credit card company able to sell the unpaid amount?

If you settled the debt with the original creditor, neither that creditor nor a subsequent purchaser of the debt can pursue you for the remaining...

What legal action should I take if any and who do I contact for help?

The bottom line is that you are not responsible for this debt. Contact the attorney/collection agency and calmly explain the situation. Follow up...

I want to know about taking legal action on a debt collector.

You need to contact a consumer right attorney ASAP. There is almost no question that you can bring a lawsuit under the Fair Debt Collection...