Archived
Can a creditor take any action against me if I send them a letter stating they breached the agreement and request compensation?
Craig's answer
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Answered on November 13, 2015
More likely is that the creditor might sue you for not paying according to the agreement. I doubt that simply writing a letter would give the...
Chapter 7 Means Test disqualifies me from Chapter 7, but no disposable income under Chapter 13. Can I still file Chapter 7?
Craig's answer
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Answered on November 08, 2015
This question has a two part answer. To answer it literally, no, this is not a special circumstance allowing you to file chapter 7. This is...
Archived
Can I collect spousal maintenance from my husband who filed Chapter 13 bankruptcy in his name only last year while married?
Craig's answer
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Answered on November 08, 2015
If you are only seeking a state court order establishing spousal maintenance, bankruptcy code section 362(b)(2)(C) states that you can proceed in...
Archived
Does chapter 13 come off your record after 7 years?
Craig's answer
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Answered on November 02, 2015
The law allows a bankruptcy to stay on your credit report for ten years from the date of filing the bankruptcy. See 15 USC section 1681c(a)(1). ...
Archived
If my house is being foreclosed on and I was single when I bought it will my new wifes credit be affected?
Craig's answer
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Answered on June 15, 2015
The answer to this question is no, because there is no such thing as a joint credit report for married couples.
Archived
I need a new car and to file bankruptcy.which do I do first?
Craig's answer
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Answered on June 13, 2015
The best idea is to get the new (or used) car loan first, then file bankruptcy afterwards. Don't do a trade in; keep the new car loan separate...
Archived
Can I claim a car-ownership deduction under the Chapter 13 petition?
Craig's answer
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Answered on May 24, 2015
The bank is correct in pointing out that you can't take a deduction on Form B-22C for an ownership allowance for a vehicle you own free and clear. ...
Archived
Bankruptcy questions
Craig's answer
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Answered on March 22, 2015
In either a chapter 7 or chapter 13 bankruptcy, the important question is whether your trust contains a "spendthrift clause." If so, then you will...
Archived
What practice area would I need to search in to sue a Contact for Deed holder!
Craig's answer
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Answered on February 11, 2015
To find the right lawyer for solving this problem, look up real estate lawyer or business litigation lawyer on Google.
Archived
How is the amount determined for assets when filling out
an IRS form 982 (insolvency) ?
Craig's answer
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Answered on February 09, 2015
For the fair market value of your assets, use the price you could get if you actually sold your clothing, household goods, and car on Craigslist. ...
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