Cedar Bluff Townhome Condo. Ass'n, Inc. v. Am. Family Mut. Ins. Co., No. A13-0124, 2014 WL 7156914 (Minn. Dec. 17, 2014)
Dec 17, 2014OUTCOME: Victory at Minnesota Supreme Court
A dispute arose between our townhome association client its insurance company as to whether insurance policy language providing for the replacement of damaged property with property of comparable mater ... ial and quality, required the replacement of all siding, even undamaged siding, in order to provide a color match. An appraisal panel issued an award in favor of our client for total replacement of the siding. The insurance company refused to pay. Our client then filed an action to confirm the award. The District Court granted summary judgment to the insurance company. Our client appealed. The Court of Appeals reversed. The insurance company appealed. The Supreme Court held that our client was entitled to have all of the siding panels on each of its 20 buildings replaced to achieve a reasonable color match.
