If I pay out of pocket for damages caused by a hit-and-run accident will I get all of my money back?

You will have a claim for your damages and you can't wait. Get it fixed.

call your homeowners insurance company

Auto accident. Can I sue the other driver after signing release?

all releases are not the same. Have an attorney review the first release to see if you have released claims against the other driver.

Can my mother take me off od her car insurance just bacause she is mad at me

If the policy is in her name and she is paying the premium, yes.

Are either of these cases worth involving a lawyer, and at what point?

Your son will have a claim against your BI coverage and should hire and experienced PI lawyer.

How can I get stop a greedy motorist from trying to collect when there was no damage?

Do not provide them with any other information other than your insurance company.

Yes, your insurance company will defend your wife and follow up on the witness.

When an attorney files a lawsuit against an insurance company, for personal injury; what about pain/suffering...when?

It sounds like you have very good questions. I question why you are not clear why the offer was what it was and why you believe your demand does...

What happens after you get into a car accident with no insurance if I get new insurance will the insurance will able to cover it

You should be able to find out the other involved parties and their insurance from the police report.

If you get into a civil lawsuit with someone over car accident damages can you make a payment plan.

There is no standard down payment. It is the result of what you can and are willing to pay and what they are willing to accept.