Chapter 13 and title loans

Something else to add - in Chapter 13, the repayment arrangement would last between 3 to 5 years, depending on the filer's household income. The...

Bankruptcy question

Arizona has a motor vehicle exemption that starts at $6,000 and goes up to $12,000 (depending on elderly or disability status). As long as your...

Tennessee has a very generous wildcard exemption of $10,000. On the other hand, the state has a relatively meager homestead exemption of between...

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My car hasn't been repossessed after bankruptcy. Will I have trouble with the law?

As long as you are not purposely hiding the car, it's unlikely the car loan company would try to prosecute. But double check with a Tennessee...

Can I settle a judgment for just the amount that I owe (minus the interest and filing fees) and have recorded as paid in full?

Assuming you're referring to FICO score and how the settled debt will show up on your credit report: From what I understand, creditors are...

If the judgment has truly expired, the one you thing you may have to do is file a response if a creditor tries to garnish/levy for the judgment. ...

I am a creditor in a Chapter 11 bankruptcy case and I cannot afford to hire a lawyer. Can I write a letter to the BR judge?

In some jurisdictions, such a letter would just be marked as "personal correspondence" and be ignored. If you choose to contest the avoidance...

Need to know what I can do about evicting paralegal tenant who has not paid rent in 11 months-destroyed house-knows all loophole

With multiple filings within a short time, the automatic stay should be terminated 30 days after the tenant files his 2nd bankruptcy (unless the...

Am I still liable for a damaged vehicle during chapter 7 bankruptcy?

If you are not at fault, and you no longer possess the car, the insurance company will probably just make a pay out to the bank that was holding...

In texas does the courts go by only the means test to see if you qualify to file chapter 7 or do the look at tax returns?

Most individuals filing Chapter 7 must take the means test (exceptions are if your debts are mostly business debts, you are a disabled vet who...