I live in Michigan, I received my Chapter 7, NO asset Discharge from the courts. When will I receive my final Decree?

No, you do not receive a notice of the case closing because it is purely administrative. Your attorney will receive electronic notice when it...

I think you are confusing your terminology. A judgment cannot be dismissed. It is court order, a creditor cannot dismiss it without prejudice or...

No, as long as you can continue to make payments before and after bankruptcy by whatever means you will not lose your home if you don't have a job....

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Can NCO Financial Systems garnish my wages for federal student loans that are in default?

No, they can't, but the government can without getting a judgment. If a debt collector from NCO told you they are going to garnish your paycheck...

Can a collections attorney discuss confidential information with my husband without my permission?

Much would depend on exactly what else was said in the call. Your spouse is not a third party under the FDCPA, so none of the third party...

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Received reaffirmation for my 1st mortgage, signed it and returned it. My second mortgage has not reaffirm or my car

I'm not exactly sure why you want to obligate yourself to all of this debt. The entire point of bankruptcy is to get a fresh start. So long as you...

How do I get my money back from a wage garnishment after filed chapter 7

A properly worded letter from an attorney will likely result in return of the funds. I've always had good luck getting back money for my...

Should I include my car loan when I file a CH 7 BK? I kept my payments current and plan to keep my car and payments.

Yes you must list it. You cannot cherry pick what information you want to disclose. Debts that you do not want discharged can be reaffirmed, but...

What is the best software for filing bankruptcy yourself? I really need to, but can't afford an attorney.

If you violated the terms of your lease agreement the landlord can evict you regardless. If you owe back rent there is a good chance you have...

It's not likely the judge that you will have to worry about, but the US Trustee. The US Trustee's Office is a branch of the DOJ that monitors...