Archived
I am going to write a motion to vacate default judgement where can I get a format to follow.
Do I need a lawyer to do this ?
Maxim's answer
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Answered on June 03, 2013
If you can afford one, I would recommend getting an attorney. A motion to vacate is not a simple matter of filling out a form. You have to not only...
Archived
I got a payday loan back in 2011 for 300$. I was unable to pay them back. Now I'm being told i defrauded them? Can I go to jail?
Maxim's answer
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Answered on June 03, 2013
It may not be a legitimate collector. Debt Collectors typically do not make threats like that because it would be a violation of the Fair Debt...
Archived
Is a 401k Distribution and/or a loan from a relative considered income for the means test calculation?
Maxim's answer
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Answered on June 03, 2013
Loans are not income. Whether or not what you received was a loan might be debatable, but if everything is properly scheduled I doubt that it would...
Archived
Will getting a lawyer end up costing more than i'm being sued for
Maxim's answer
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Answered on May 31, 2013
If the collection agency is trying to collect more than they are legally entitled to it is a violation of the Fair Debt Collection Practices Act....
Archived
When to file bankruptcy, improve home and protect equity homestead exemption?
Maxim's answer
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Answered on May 31, 2013
First of all, you are awfully confident that the lender is going give you a modification for someone who had not paid your mortgage for two years....
Archived
I have a different collections agency coming after me over a bill I have already paid. What now?
Maxim's answer
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Answered on May 30, 2013
Call a consumer protection attorney and sue them for violations of the Fair Debt Collection Practices Act. You can look one up on the NACA web...
Archived
I found that ohio has what is called a wild card exemption for $1,120. I would like to use this to for my tax return.
Maxim's answer
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Answered on May 30, 2013
You both have an obligation to disclose that asset. I would recommend amending the petition before the meeting of creditors because if the trustee...
Archived
Found out we have a default judgment against us when we applied for an equity loan.the collectors out business.what can we do?
Maxim's answer
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Answered on May 29, 2013
The judgment has most likely expired and in any case the creditor is no longer in business. I would dispute the claim with whatever agency is...
Archived
Is it legal to close joint accounts with only one signature?
Maxim's answer
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Answered on May 29, 2013
Do not go to a debt settlement company. They take your money and are under no obligation to resolve anything. Many people have come to me to file...
Archived
Is it ok to sign reaffirmation agreement for my car, i don't want it included on my bankruptcy
Maxim's answer
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Answered on May 29, 2013
In the vast majority of cases, so long as you continue to make the payments you do not need to reaffirm to keep your car. Reaffirmation is also not...
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