I live in Florida in a home owned by my wife and myself. I have filed a chapter 7 in NJ. Do I have any rights under Florida Law

You definitely need an attorney. It will be more expensive now than if you hired one at the outset but if you want to keep a roof over your head...

"Notice of intent to begin investigation" from debt collector. Advice needed on next steps to be taken

If this person was a debt collector then you probably have a pretty solid case under the Fair Debt Collection Practice Act. Debt collectors are...

Should I have been informed that no tax verification form by a certain date meant I am no longer eligible for federal loans.

I would be reluctant to get a private loan if I were you. Private loans do not have any of the protections that federal loans have. If you are...

Is a non-transferable Trust exempt from judgment collection under PB C 487.020(b) (support needs) as the value is so low?

Sorry, your question is far too sparse on facts and context to give you any kind of meaningful answer. You've basically answered your own question...

Could bankruptcy be right for my situation? If so, which one? 7 or 13

If the debts were assigned to you in the divorce they would not be dischargeable in a Chapter 7. They would be dischargeable in a Chapter 13 so...

Can a debt collector garnish me repeatedly if i cant pay the amount each month he wants me to

You should contact a local consumer protection attorney because there is a lot of information needed that was not in your question that is required...

What are my options on setting up an affordable payment plan when the other side says that's not enough.

Sorry, there is no right to an affordable payment plan. The debt collection attorney can demand whatever amount they want, including payment in...

Should I hire a lawyer?

The government is a sort of "super creditor" in the sense that debts owed to them are typically not dischargeable in bankruptcy (although back...

I'm illegal been living in US almost 4 years now Recently i received a letter from a bank to fill W 8BEN.

At the very least you would want to post this question to an immigration forum and not debt collection. An immigration attorney may be able to help...

It is a violation of the FDCPA to sue you in any other jurisdiction than where you live, so if they did change the district that the suit is in you...