My son's vehicle insurance drastically increased because Nexis Lexis has information in his record that belongs to someone else.
Mark's answer
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Answered on October 24, 2022
You need a consumer rights attorney with experience bringing cases for consumers under the Fair Credit Reporting Act. You may contact our office...
What is the proper way to have accounts that do not actually belong to you from your credit report?
Mark's answer
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Answered on April 03, 2021
This sounds like a situation involving a "mixed file." Your wife will need to dispute the incorrect information directly with the credit bureaus by...
Hi, in 2006 I got a credit card with Bank of America. Can they still sue me to collect it in 2020?
Mark's answer
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Answered on October 26, 2020
The ability of Bank of America to sue you in court for the balance due will depend on a few factors. First, what is the statute of limitations in...
Do a series of late mortgage payments come off of a credit report at date of first delinquency seven year mark?
Mark's answer
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Answered on August 19, 2020
Under the Fair Credit Reporting Act, furnishers (the mortgage servicer in this case) are required to stop reporting adverse information after...
Archived
How can we get debt that has been paid, off of our credit report? Do we need an attorney to write a letter?
Mark's answer
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Answered on September 28, 2012
You should contact a consumer rights lawyer. It sounds like you may have a case against the credit bureaus and creditors for failing to conduct a...
Archived
How to have a Judgment removed from my credit report?
Mark's answer
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Answered on September 26, 2012
You are permitted to dispute inaccurate and/or untimely information being reported on your credit report. The credit bureaus are required to...
Archived
My wages were garnished to repay a capital one credit card. It's still showing on my credit report. What can I do ?
Mark's answer
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Answered on September 12, 2012
If your debt has been paid in full, then a satisfaction of judgement should be filed with the Court by the creditor. Once the Court is reporting...
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