Someone said her bankruptcy petition can be dismissed if she does. Is this true?

You can do it, but I suggest that there is a serious question as to whether you should.

I am looking in to a company to help me with my debt called Freedom Debt Relief is this a good idea, I am trying not to file?

I hear a lot of stories from people who have been burned by outfits such as the one you are considering. A bankruptcy would probably be a safer way...

In my opinion your lawyer is required to jump the hoops required to fix this problem. It's a common problem. You seem to have already noticed...

I am in NJ and might need to file bankruptcy, in the near future. I wanted to know, if a 401k plan is exempt from creditors.

I have checked the "I agree" box for all the other attorney answers to this question. You better have a lawyer who knows what he or she is doing...

Is debt negotiation relief legitimate?

I can't tell you how many times someone has come to my office with a story of having been cheated or robbed by a debt management program. Usually...

I am not licensed in your state, but it's very unlikely that the rules are any different. There is no legal reason why the lender won't let you...

Here is my opinion on your question. There is no legal reason why you can't refinance your mortgage. Legally you can. However, some of the...

Are there any legit debt relief programs out there ?

You have to be very careful. Many debt management programs are run by for profit companies which are more concerned with making money off you than...

Under a chap 7 for 2nd mortgage has been discharged do i have to keep paying them. i filed in 2005 and have been paying them

Not sending monthly statements is in my opinion a despicable practice, but many mortgage companies will not send statements after a bankruptcy is...

Can my wife and I use a combined wild card exemption to exempt a remainder interest only in my name?

I can only tell you what the answer would be if you were here in Minnesota. If your case were here, the trustee would be right. If the remainder...