Archived
I have a lien placed by the IRS & DOE. Can the gov'come after a LLC business account to collect funds despite multiple owners?
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Answered on December 18, 2014
If the LLC bank account is set up under a separate tax ID number, the funds in the LLC account are safe. You may want to consider a very low...
Archived
Need to file Bankruptcy and Need a lawyer!
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Answered on December 18, 2014
chapter 7 is your only option. chapter 13 requires you have regular income. 80% of the cases are chapter 7, so you are in the majority. Since...
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I am in a chapter 7 right now if I convert to a chapter 13, do I have a deadline to file a new plan?
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Answered on December 18, 2013
You would have 15 days from the order of conversion. this time may be extended by application to the court stating the reasons you can't file the...
Can a creditor take my social security disability back payment lump sum?
John's answer
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Answered on November 16, 2011
NO. In the state of Minnesota (and presumably all other states), any social security is excluded from the bankruptcy estate. Also, under...
Archived
Settlement of Lawsuit after Ch 7 filing?
John's answer
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Answered on October 18, 2011
It all depends if the trustee filed a formal "abandonment" of the asset, or was it "abandoned" because the case was closed? What statute did you...
Archived
How much does it cost to convert to a ch 7 from a 13?
John's answer
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Answered on October 18, 2011
the attorney fees can vary greatly. In MN, some charge 700 to convert, others charge 1500 to convert. it is an additional fee as the attorney has...
Archived
I'm considering filing Chapter 13 bankruptcy while I'm separated. Will it affect my spouse?
John's answer
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Answered on October 18, 2011
There is a way to classify these "joint" consumer claims into a separate class under the chapter 13 plan, and have the trustee pay these claims in...
Archived
My dad filed bankruptcy and everything was discharged under schedule F, excluding IRS. Under Schedule D is the mortgage and a ju
John's answer
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Answered on November 03, 2010
The attorney lien is a creature of your state statutes. You must read the state statutes to see if the attorney complied with the requirements to...
Archived
Can I claim bankruptcy?
John's answer
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Answered on November 03, 2010
Discharging student loans are nearly impossible. In most jurisdictions, you have to prove a substantial hardship, which, unless you have server...
Archived
In chapter 7 bankruptcy. What would I expect to pay to hire lawyer to defend 707(b) motion. They think I make too much $
John's answer
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Answered on November 03, 2010
In our district of Minnesota, an attorney can not exclude this essential service. I do not know about your district. In any event, although you...
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