Can the bank refuse to accept a house payment. I was 2 months behind, they refused to take my payment this month

If you currently owe two months of payments, they can refuse to accept payment if the amount you are sending is not enough to make both payments....

I purchased a seller financed home A deed of trust was recorded Just found out seller is letting house go to foreclosure

That is a really tough spot to be in. Some things to explore are whether you got title insurance when you purchased the home. If you did get title...

Advice on an unsecured Loan

Credit unions do tend to take defaults personally. In my experience as a foreclosure attorney they were more aggressive than banks at trying to...

Do I need a real estate attorney?

Yes. You need to talk to a real estate attorney.

What happens if I can't pay my mortgage?

If the property is worth more than the amount due in the mortgage you could sell the property and keep the difference. If you want to keep the...

You want a real estate lawyer that specializes in construction defect cases. Should be easy to find someone in Avvo.

I spoke with a rep for a credit card company when my payments were late. They said my account would not be closed.

File a complaint with the CFPB. You may be surprised at what they can do for you. Here's the link. http://www.consumerfinance.gov/complaint/

Should i put a judgement lien on property that awarded half to me? I'm not sure if my ex will distribute any proceeds to me.

A judgment lien is a judgment for a specific dollar amount that is docketed by a court. It sounds like you were awarded a half interest in the...

Lawsuit

The magistrate is right about that language being vague. Do you mean that your ex is getting the house and is supposed to be making the...

Do I need attorney?

If you go to bankrate.com and try to amortize the loan you described you get a loan with a term of ten years and the payment is exactly $393.19....