Debt Buyers on a Suing Spree
Jan 18, 2011
I talk with a lot of people who presume that when a lender/bank/credit card company has informed them that the debt they owe has been "charged off" that they no longer owe the money and they, therefore...
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Value
Sep 17, 2010
Thoughts on this came to me quite unexpectedly believe it or not when I was buying a new gas stove for my home. What's that got to do with bankruptcy? A lot actually.
One of the things that I t...
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Debt settlement vs Bankruptcy
Sep 15, 2010
Debt settlement vs Bankruptcy
I must have some spare time on my hands....been reading a few articles in various newspapers. A timely issue is that of debt settlement companies and are they really pro...
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Let's talk "reaffirmation agreement". What is it? Why should I be concerned with it? How does it work?
Sep 15, 2010
Reaffirmation is a process in bankruptcy by which you re-obligate yourself to pay on loans usually where there is security or collateral involved and you've like to keep that collateral. Basically what...
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Bankruptcy - "Can I keep my property"?
Sep 15, 2010
Exemptions are statutory provisions (rules) found in either the United States Bankruptcy Code or the Minnesota State Statutes. They are the real "work horses" in the array of rules the govern how bank...
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Chapter 13 vs Chapter 7
Sep 13, 2010
A Chapter 13 case involves most of the same forms and information you would provide in a Chapter 7 case filing. However, the core of a Chapter 13 is the Chapter 13 Plan. It is a plan or reorganization ...
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Chapter 7 Bankruptcy......What will it do for me?
Sep 13, 2010
Often called a "straight" or "full" bankruptcy a chapter 7 is the kind of bankruptcy case that is the one most filed by consumer debtors or small business owners that have personally guaranteed busines...
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Do's and Don't if you are thinking of filing bankruptcy
Sep 10, 2010
What You Should DO Talk to us. Before you make any changes. Your job, transfer assets, pay back any debts, take out new credit, sell things, give things away, etc. Talk to us first you don't want to ...
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