You're not the debtor in the bankruptcy case so you don't have the same options. If the vehicle is surrendered to the lien holder you will still...

Does converting from a Chapter 13 to a 7 make it harder to get approved for a mortgage loan?

In my experience....it probably makes it easier. All that unsecured debt that you've reorganized in the chapter 13 would be discharged in a...

Do i need to surrender raffle winnings from a ticket bought over 3 months after I filed bankruptcy?

I don't think it has anything to do with a "fresh start". The legal analysis is whether or not that windfall is part of the bankruptcy estate. My...

It depends. Tax refunds that you were entitled to at the time your case was filed (whether or not you had filed your returns by then) are part of...

Keep my refund this year?

It depends. Under the bankruptcy code all disposable income is supposed to come into as a payment to help satisfy your creditor's claims. A big...