Why did my debt case get dismissed when i paid in full prior to court date, and the debt is still sitting on my credit report?

A party can only get a judgment for money still owed. If you already paid the balance, there is no money still owed, and they can no longer get a...

A debt collector telling your spouse about your debt is not a violation of the FDCPA. The section that prohibits collectors from telling other...

A creditor would rather set up a payment plan with you today than hire a law firm to handle a case against you and spend years trying to garnish...

Leased a car at a lease to own lot 3yr's ago who reported monthly to the 3 credit services now they stopped and my credit is bad

It is possible they removed the account after you sued them-- I have seen data furnishers (anyone reporting on your credit report is a "data...

Collection agency keeps calling me after I have asked them not to 3 times in writing. They failed to follow the FDCPA.

A word of caution, and something a consumer attorney would be able to help you figure out: what you're describing sounds very suspicious-- as in...

Where do I sue for a FDCPA violation in Utah?

This is a good question for a consumer attorney in your area. Because the FDCPA lets you sue for your court costs and attorney's fees, some...

What to do if a derogatory mark on my credit report is not mine?

Daniel is correct on all accounts-- you should sent written disputes to Experian, Equifax, and Trans Union. Even if the disputes don't get the...

Can a car dealership ruin your credit?

There are a few things to get straight first: Is the lease the only outstanding payments you have out for your car? Have you committed to putting...

How can I get a 850 credit score

An 850 credit score would require you to exactly meet every idiosyncratic condition that determines your credit score in the FICO credit-scoring...

What is the fastest way to build my credit scores?

There are finer points to increasing your credit score that you could discuss with an attorney or a licensed specialist, but in general your credit...