Michael J Iannacone III

I have been a bankruptcy lawyer for 37 years.  I have seen how unpaid bills and threats of foreclosure can overwhelm hard working people.  They think there is no way out or that bankruptcy is dishonorable.  When they learn how bankruptcy PROTECTS them and their family, I have seen the weight lifted off their backs.  Do not let unpaid bills overwhelm you, cause you sleepless nights and stress your relationships with your family.  Find out the FACTS about bankruptcy and protect your assets for your family.  Too often people mortgage their homes, withdraw money from their retirement plans to get temporary relief before they call a lawyer.  In most cases your home and your retirement - IRAs, 401k, and other accounts - are totally protected from your creditors.  Did that credit card company make you an offer to settle that seemed too good to refuse?  Did the credit card company tell you that there may be taxes owed on the amout of the bill that is canceled?

If you are a small business owner, do not destroy your life's work by refinancing your home, emptying your retirement acocunts or refiancing or selling the lake cabin to keep the business alive for that next big order that will solve all your problems.  Do not fail to make your tax payments to keep going another month.  Contact our office for answers and options before it is too late.  There is life after bankruptcy.