Archived
Do I have to file for bankruptcy if my husband files and would I still be held liable for the mortgage and his credit cards.
Michael's answer
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Answered on November 26, 2014
Hold on a minute. You've left a lot of facts out of your post. You have a mortgage. Is it in BOTH your names or just his? The credit cards -...
Archived
Levee on personal property
Michael's answer
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Answered on November 26, 2014
Hold on - your post makes no sense. You were sued, you lost, and there is a judgment against YOU. The sheriff showed up with a levy demand,...
Can I request verification of debt after I answer summons?
Michael's answer
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Answered on November 26, 2014
Let's back up a minute. Why is this lawsuit "frivolous?" You say that PR "bought" YOUR credit card debt, meaning you HAVE a debt with some...
Archived
Can I sue for expenses?
Michael's answer
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Answered on November 26, 2014
No. First, unless you asked, in the criminal cases, for the court to award you costs, etc. in having to defend these "frivolous" actions, you're...
Archived
Should I respond to collections agency?
Michael's answer
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Answered on November 26, 2014
This is one of those situations where there is what is legal and what is practical. Practical wins in this case - if this is about $150, and you...
Archived
Can a doctors office do an set-off debt collect even if I am formally in dispute of the charges?
Michael's answer
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Answered on November 26, 2014
I'm unclear on your post, but if I understand you correctly, you "dispute" a bill with a medical facility. But, it seems that your "dispute"...
Is Foster Care compensation considered an income in Chapter 7
Michael's answer
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Answered on November 26, 2014
While it is an "exempt" asset, meaning they cannot take it from you to repay creditors, such a payment is typically used in calculating whether or...
Archived
Can I refuse that my son's father pay me child support? We are together but not married or living together but plan to.
Michael's answer
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Answered on November 26, 2014
It depends. Did you ever request the county initiate a support order, or did you ever accept any kind of welfare benefits for the child (MA, food...
Archived
Papers being served on private school loan, what can I do?
Michael's answer
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Answered on November 25, 2014
I generally concur. First, why was your father "served?" Was he a co-signor on the loan? If he was, what you do is mostly irrelevant since they...
Being sued by discover card non payment of $8500.00 in AR...I have no savings to pay this in full.
Michael's answer
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Answered on November 25, 2014
You should be investigating filing a bankruptcy. Here's why - you don't get to dictate terms with the creditor. The "this is what I an afford"...
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