Archived
Can a lawyer help contest against a delinquency mark caused by an utility company on my credit report?
Michael's answer
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Answered on March 09, 2015
No, for two reasons. First, the utility company didn't do anything wrong. It is YOUR responsibility to ensure your debts are paid, esp. when you...
Archived
Which is correct? Finding opposing answers to whether debts incurred after chap 13 are discharged in conversion to chapter 7.
Michael's answer
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Answered on March 09, 2015
As soon as you move to covert, you'd file amended schedules listing the new debts, which would then receive notice of the "new" Chap. 7.
Archived
Can they go after the owner if LLC filed bankruptcy ?
Michael's answer
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Answered on March 09, 2015
Your post doesn't make clear which party is an LLC, but as a general proposition, LLC's aren't going to get a "discharge" in bankruptcy. More...
I have a joint checking account with my husband. Can the courts subpoena our bank records without us knowing it? Minnesota.
Michael's answer
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Answered on March 06, 2015
No. Civil subpoenas will be sent by the requesting party to your bank, and they will inform you of that fact (and charge you for having to process...
Archived
When is credit card debt absolved after someones debt in Florida?
Michael's answer
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Answered on March 06, 2015
I think you're asking about the statute of limitations on CC debt. It is true that in FL, the SOL is 5 years. But, unlike the earlier response, I...
Archived
Will husband's bankruptcy automatic stay apply to mortgage foreclosure when spouse is not on the original mortgage or deed?
Michael's answer
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Answered on March 06, 2015
If his name is not on the first mortgage, it's not a creditor in his bankruptcy petition. The automatic stay won't apply again to the first...
Someone claiming to be with us bank called me saying I owed $900 and wanted my credit card info or they would take me to court
Michael's answer
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Answered on March 06, 2015
This is a total scam. Ignore it. They are trying to steal your account information.
Archived
Can a credit card company that admittedly has been reporting inaccurate information be sued under the FCRA?
Michael's answer
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Answered on March 06, 2015
This is the third or fourth posting on this same issue by the same person. Obviously, you do not like the answers you are getting. The bottom...
Archived
I'm being forced to repay student loan funds I never received/used. Can a lawyer help me fight this?
Michael's answer
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Answered on March 06, 2015
This is going to be a problem because it sounds as if you had applied for SL funds and, it appears, the loans were issued, meaning you signed for...
Can I have my Ex's parental rights terminated so our child can be adopted by my husband?
Michael's answer
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Answered on March 04, 2015
There is no such thing as "abandonment" or "unfit parent." Unless your ex will voluntarily agree to terminate his parental rights, the only way it...
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