Archived
If there is a summary judgment granted and an auction date is it too late to file Bankruptcy Chapter 13
Michael's answer
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Answered on December 23, 2011
You would need to file a Chap. 13 immediately, and even then it may be too late since if the house is already sold at auction, a Chap. 13 won't...
Is it ok to fax a demand letter to collect business debt?
Michael's answer
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Answered on December 22, 2011
Nothing improper about sending a fax for a simple demand letter. Go ahead.
Archived
Being sued by creditors. Do I need to respond?
Michael's answer
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Answered on December 22, 2011
I fail to understand the relationship between your criminal case and your debts, unless your criminal attorneys are balking about being listed as...
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Archived
"Cant understand how my judgement went from $8,900 to $12,750 in two weeks??" PLEASE HELP ME UNDERSTAND!!!!!
Michael's answer
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Answered on December 22, 2011
This shouldn't be a surprise. You stated that the repo occurred back in 2005. Well, the deficiency on the repo has been collecting interest,...
Archived
When are the bankruptcy notifications mailed out to creditors - chapter 7
Michael's answer
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Answered on December 22, 2011
Generally, it takes about a week-10 days for creditors to receive their bankruptcy notifications. You will get yours in the mail the same time the...
Archived
I live in Texas and I was wanting to know can I be sued by a payday loan company, or can they garnish my wages?
Michael's answer
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Answered on December 22, 2011
I agree - TX is strange in that they do not generally allow for wage garnishment. A bank levy or asset seizure is entirely possible, but not a...
Archived
What should I do about a collection agency summons sent to my FORMER roommate?
Michael's answer
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Answered on December 22, 2011
If the debt is in your former roommate's name only, then you have no liability for it. They sent the notice to your residence because that's the...
Archived
ARKANSAS STATE LAWS ON PHYSICIANS COLLECTING DEBT
Michael's answer
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Answered on December 22, 2011
I think, generally, what you are asking is whether a physician can turn over an unpaid debt to a debt collector? Yes, they can. There is no...
Archived
Bank has assessed unknown fees and reallocated mortgage payments made during bankruptcy to escrow account
Michael's answer
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Answered on December 22, 2011
What type of bankruptcy did you file - it sounds like you filed a Chap. 13 since that's the only type that allows for paying off arrearages over...
Archived
If the home federal bank sue me for 5000 dll in court for bad cheks and they where granted can they take my refund
Michael's answer
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Answered on December 22, 2011
There is a difference between your SSI and a tax refund, levy-wise. The creditor won't be able to intercept your actual refund. But, as soon as...
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