Who should I contact regarding an unpaid debt (rental money)?

In short, unless you can readily identify a paycheck to garnish or assets to levy upon, you are never going to get paid. The court will not do...

Is it wise or unwise to tell someone who owes $12,000 that we will turn the case over to our lawyer if he does not pay?

I agree that, in practical effect, including that statement is rather meaningless - it's boilerplate. But, some people do respond to it, so I'd...

I agree, generally, esp. with the admonition against claiming extortion - you aren't being extorted. I am curious, however, about the HOA fees...

Wage garnishment percentage?

It depends on how the garnishment calculation worksheet is completed by your employer. It is entirely possible for one person to be garnished at...

Is there any California debt collection law pertaining to repeatedly receiving abandoned calls from an auto-dialer?

This may seem like a silly question, but is the creditor's name showing up on the caller ID each time? Cell phones typically don't have a name...

What rights do I have that protect me from a shady (alledged) debt collection?

Nothing. Make sure you request, in writing, exactly what you've already asked for - verification of the debt. They are simply attempting to...

How Do I go about handling this situation which has scared me to death?

No collection agency can have you jailed for not paying a debt. That's a bald-faced lie. They certainly can sue you, obtain a judgment, and then...

Paying creditor to avoid garnishment, but papers sent to employer to garnish

Sounds like a simply paperwork screw-up - they sent in for a garnishment not checking the payment agreement. You aren't entitled to anything.

Then the execution (for a garnishment or levy) will be issued, and you pay will either be garnished or your bank accounts/assets levied. You owe...

Can i be sued for my ex purchase at a leasing company under an old account of mine.

When you say "ex," do you mean ex-husband or ex-boyfriend? It could make a difference. What is unclear here is whether your "ex" deliberately...