Archived
I owe money for a utility bill to rental resident even though I did not live at the property am I still responsible to pay bill?
Michael's answer
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Answered on March 12, 2012
No. Dispute the bill and show then that (a) you cancelled the service, and (b) did not live there during the period they claim you owe.
Archived
Can a bank take my check I'm trying to cash for an unknown debt?
Michael's answer
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Answered on March 12, 2012
If you actually owe the bank a debt, then yes it is. You need to speak with the bank and dispute the debt, if you don't actually owe it. If you...
Archived
Can an online payday loan compnay or creditor keep calling if you ask them to stop?
Michael's answer
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Answered on March 12, 2012
Under the FDCPA, they should stop calling if you've told them not to call you or if they are aware that you are at work and such calls aren't allowed.
Archived
For an unpaid vehicle accident judgment in OH that is now in collections would I need an attorney from OH or our current state?
Michael's answer
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Answered on March 12, 2012
A couple of thoughts:
1. If you live in KS, why is your husband's licence in OH?
2. You would need to hire an attorney in KS since that's...
Archived
If a S corporation files bankruptcy, what is the best way to get the money you are owed through a judgment?
Michael's answer
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Answered on March 12, 2012
The only way to obtain payment from a debtor who files bankruptcy is to file a claim with the bankruptcy court when you are notified to do so. ...
I have a judgement from midland funding(capital one credit card) in the state of WA can they take my car which is paid for?
Michael's answer
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Answered on March 12, 2012
The general exemption in WA for a motor vehicle is $3,250. So, if your car is worth less than that, you'd be able to keep it. If it's worth more...
Archived
In texas can i take my payment for a judgement to the court in order to pay it off?
Michael's answer
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Answered on March 12, 2012
In TX, wage garnishment for civil judgments like yours is not possible - the law doesn't allow for it. They could levy a bank account, if you had...
Archived
Am I able to discharged my student loans after ch7 bankruptcy?
Michael's answer
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Answered on March 12, 2012
The primary question here is why the student loans weren't dealt with during your bankruptcy filing. It is technically possible to discharge...
What does it mean to have a non earning garnishment served on my bank account
Michael's answer
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Answered on March 12, 2012
It means the creditor is attempting to levy your bank account - they want any non-exempt money in the account.
Can a debt collector threaten to pull state nursing license due student loan default?
Michael's answer
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Answered on March 12, 2012
The above answer is incorrect. Many states (for example, New Jersey, Tennessee, Texas, Missouri, Georgia, Colorado, and Iowa) currently have laws...
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