Michael J Corbin's Answers (7681)

Archived

After divorce and bankruptcy over two years ago, am I only a quitclaim deed away from my new mortgage?

Michael's answer | Answered on March 20, 2012

I cannot speak to why the old/existing mortgage isn't reporting on your credit report since, obviously, your name is still on it due to your ex's...

Archived

Chapter 7 filing some non dismissible debts from a business: Whom gets paid first in the event of trustee recovers assets??

Michael's answer | Answered on March 20, 2012

All the government debts are considered priority, non-secured debts. They would get paid behind and secured debts but ahead of general unsecured...

Archived

If I have a garnishment taken out this month and file for chapter 7 this month can I get the money back?

Michael's answer | Answered on March 20, 2012

Yes - any garnishment taken in the 90 days prior to filing can be recovered IF you claim it and are able to exempt it.

Archived

Can u file bankruptcy after a motion hearing for foreclosure in wi and what is a redemption period?

Michael's answer | Answered on March 16, 2012

Depending on the court schedule, it usually takes approximately a year to effectuate an uncontested foreclosure, unless the lender waives the right...

Archived

A court judgment has been put on me without me being asked to go to court and no one wil help me,

Michael's answer | Answered on March 16, 2012

This makes no sense. First, what did the "newspaper clipping" say about your business? Was is a publication of a lawsuit against you? Second,...

Archived

How do I file a motion on a garnishment where I requesting a hearing and for Ford Motor Credit to show proof of what was owed

Michael's answer | Answered on March 16, 2012

You can't. First, Ford obviously has a judgment entered against you for the amount they are seeking (that's what you need to have to obtain a...

Archived

If you rec.a 1099C cancelling dept, when it is reported to the credit b.should it show the cancelled bal.of act.only?not open?

Michael's answer | Answered on March 16, 2012

The reporting agencies should report it as a closed, charged-off account (which, frankly, is a worse impact on your credit than delinquent, which...

Archived

Question re: an outstanding debt & my rights in CT state

Michael's answer | Answered on March 16, 2012

You have no "rights" here. Since you've been making payments, you've reset the statute of limitations on them suing you with every payment. If...

Archived

I paid a contractor in exchange for a lien release. Can I use the amount of my payment as a part of an arbitration calculation?

Michael's answer | Answered on March 16, 2012

I guess I'm a little confused here. First, the contractor came after you for his bill, and you went through SCC mediation. There was some kind of...

Archived

I filed chapter 13 to save my home

Michael's answer | Answered on March 16, 2012

Fight with the foreclosure attorney about what? Your personal issues are totally irrelevant to a mortgage foreclosure. Now, as I understand it,...

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