Questions answered by Michael J Corbin

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Can I repossess my brother's car to pay defaulted student loans that I cosigned for? Can I be removed from loan w/ a lump sum?

Michael's answer | Answered on March 29, 2012

Salle Mae isn't going to simply "remove your name" because you sent them a lump sum - they are entitled to the entire amount, and you are 100% on...

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A remaining balance of poor dental work which I refused to pay was sent to collections. How can I fight this? Rights?

Michael's answer | Answered on March 29, 2012

The dentist has every right to come after you for payment despite your protests. Your options are these: 1. Refuse to pay the dentist - this...

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Is it legal for a company to collect a debt that I have had garnished?

Michael's answer | Answered on March 29, 2012

So long as they didn't over collect on the total owed, they are free to engage in any legal collection activity - it is common to see both a...

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What can I do if someone did a unauthorized credit report check?

Michael's answer | Answered on March 29, 2012

How did they run a check without your SS#? Obviously, they had the information from somewhere. But, be that as it may, while, technically, it was...

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How will my credit record look like ?

Michael's answer | Answered on March 29, 2012

If you move to the US, you really won't have a credit rating here since you've incurred no credit here. The three largest credit reporting...

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Legal maximum on HOA late fees and collection charges?

Michael's answer | Answered on March 29, 2012

Something isn't adding up here. You are current on ALL payments, but the HOA is still moving forward with a foreclosure to ONLY collect fees...

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Having a Motorhome repossessed. Expect them to take court action after sale of Motorome.

Michael's answer | Answered on March 28, 2012

Social security is exempt from collection, so they should not be able to remove it from your bank account. The pension is a different issue - that...

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How do I get myself released from financial responsibility for a joint credit card that I no longer have?

Michael's answer | Answered on March 28, 2012

You don't. You're confusing being an "authorized user" on an account with being a joint account holder. With the former, you can "remove your...

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I am a creditor of a bankruptcy and as such would I be entitled to ask the trustee for information concerning assets & etc?

Michael's answer | Answered on March 28, 2012

The trustee has absolutely no obligation to you to assist you with your case. What you are claiming is that the debtor fraudulently obtained...

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WHAT IS THE STATUTE OF LIMITATION ON DEBT IN GA. AND THE STATUTE OF LIMITATIONS ON A JUDGMENT IN GA. & A RENEWED JUDGMENT IN GA.

Michael's answer | Answered on March 28, 2012

Following a 2008 court decision, the GA SOL on credit card debt is 6 years after default. Judgments are good for 7 years and can be renewed within...

Michael J Corbin's Answers (7681)

Can I repossess my brother's car to pay defaulted student loans that I cosigned for? Can I be removed from loan w/ a lump sum?

A remaining balance of poor dental work which I refused to pay was sent to collections. How can I fight this? Rights?

Is it legal for a company to collect a debt that I have had garnished?

What can I do if someone did a unauthorized credit report check?

How will my credit record look like ?

Legal maximum on HOA late fees and collection charges?

Having a Motorhome repossessed. Expect them to take court action after sale of Motorome.

How do I get myself released from financial responsibility for a joint credit card that I no longer have?

I am a creditor of a bankruptcy and as such would I be entitled to ask the trustee for information concerning assets & etc?

WHAT IS THE STATUTE OF LIMITATION ON DEBT IN GA. AND THE STATUTE OF LIMITATIONS ON A JUDGMENT IN GA. & A RENEWED JUDGMENT IN GA.