My husband's ex-wife owes more than $1400 in day care and medical costs. Are we able to turn this over to a collection agency?

You will have to go back to court and ask for a civil (money) judgment against her which, once entered, you could turn over to a collection agency...

Was this a HIPPA violation?

No - the collection agency was required to validate your debt, so it requested the breakdown of what you were billed for. That's how hospital...

Do I need a lawyer for "student loan fraud"?

A lot of what you've posted is confusing. You admit you applied for a loan - what happened to that application? Was it approved? Was a loan...

Can I file as a creditor if someone declared bankruptcy prior to me filing suit for personal injury?

Yes, but that doesn't mean you'll ever get paid. Presumably, because he filed a Chap. 13, there is some money to pay unsecured creditors, but I'm...

Is it possible to seek legal help and financial damages I have suffered the past 8 yrs from errors not being fixed by creditors.

I agree with the earlier post somewhat - clearly, some creditors obtained judgments against you. That means you were sued and lost and a judgment...

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I just recieved a writ of garnishment for my wages from the Circuit Court for Montgomery County, how do I file an answer.......

You can't. A judgment has been entered against you. The fact that you claim you never heard of it is irrelevant. Everyone makes that claim, and...

Misinformed about opting for a payment plan by a collection agency.

Did the company lie to you? Sounds like it. Does it matter? No. Here's the bottom line - any debt that was reported to collections goes on your...

How can I have a mechanics lien removed from my property that has been pinned on me because of a bad contractor ?

You will have to file a court action to obtain an order to remove the lien, but I don't know how successful you'll be. You are wrong on several...

One person files ch. 7 share two credit accounts w/ another person, will this affect their credit if they are not primary?

It depends - is this other person a co-signor on the account or merely an authorized user? If they are a co-signor, then they will be held liable...

Divorced 12 years ago. Now semi retired, wondering if I can renegotiate the percentage my ex gets. She remarried/divorced twice

It is possible but highly unlikely. She was awarded the percentage she received based upon her marriage to you. The subsequent events are...