Archived
In the State of Alabama, can a husband take out a loan in wife's name and sign her name to the loan document without her knowled
Michael's answer
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Answered on May 31, 2012
There are 2 separate issues here. First, on the loan itself, your husband committed forgery and financial fraud. If you REALLY had no knowledge...
Archived
Back taxes for debt settlement
Michael's answer
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Answered on May 31, 2012
Yes, you're liable for all penalties and interest incurred due to your failure to properly file your taxes. Now, the IRS "may" negotiate a lower...
Archived
My boyfriend just added me to one of his checking accounts, I am now wanting to file chapter 7 bankruptcy.
Michael's answer
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Answered on May 31, 2012
You shouldn't have added your name to the account. If you remove your name and file bankruptcy, you have to disclose that you've closed an...
Archived
Filling out subpena for third party bank accounts
Michael's answer
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Answered on May 31, 2012
A more important question is whether or not you have a judgment against the wife. If she isn't a named party on your lawsuit, why are you thinking...
Archived
Does the filing of Chapter 7 by borrower A where mortgage is not reaffirmed protect co-borrower B from def judg in foreclosure?
Michael's answer
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Answered on May 31, 2012
IL is a recourse state, meaning the lender CAN come after you for any deficiency on a first mortgage after foreclosure. And additional liens will...
Archived
I have sole physical joint legal custody. he lives in nd we were divorced in MN.
Michael's answer
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Answered on May 31, 2012
You have a number of issues here. First, the 18 year old is an adult an no longer subject to the parenting time order. Second, your biggest issue...
I want to file chapter 7 bankruptcy, how do I include by boyfriend's income?
Michael's answer
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Answered on May 31, 2012
While I agree that your household size is three, I'm not inclined to simply say, as others have, that it will be "easy" to either include your...
I have a catering co. in MN. Terms: due upon receipt. Clients do not pay. What is the max % late fee per month I can charge
Michael's answer
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Answered on May 31, 2012
The maximum interest rate that can be charged under MN law is 8%. Beyond that, it's considered usury. The statute of limitations on suing for an...
How many times can a bank account be levied for each Writ of Execution in California?
Michael's answer
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Answered on May 29, 2012
As long as the writ is good, it can be levied multiple times.
Archived
Im being sued by a credit card company and dont know how to proceed.
Michael's answer
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Answered on May 29, 2012
If the creditor is willing t take payments AND not sue, that would be best. But I highly doubt you'll find that available to you. If they've...
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