Archived
I recently received a bill for services provided 5-27-11 -My insurance pay 7-8-11 ( I did not receive an EOMB)
Michael's answer
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Answered on June 06, 2012
Your post doesn't detail what, exactly is being billed to you. I'm guessing from your post that your 5/11 service was only partially paid by your...
Archived
A collection agency had a judgement from 12 yrs ago, yet try to renew it and send me a check for what they garnished previously
Michael's answer
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Answered on June 06, 2012
MT Code section 27-2-201 makes a judgment valid for 10 years. They would have had to renew it prior to the 10 years expiring in order for it to...
Archived
Yes i got a cash advance of 2100 still paying on this i owe 1813 they have a new check i write them every month for the whole
Michael's answer
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Answered on June 06, 2012
Whomever advised you to simply stop payment and then, in 90 days, you could go into "debt relief" (which I am assuming means bankruptcy) has you...
Archived
Is va disability exempt from collections claim?
Michael's answer
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Answered on June 06, 2012
Disability payments from the VA are generally exempt from garnishment and levy. The creditor sent the levy to your bank, and now you have to...
Archived
Kentucky Law on Collection Agencies
Michael's answer
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Answered on June 06, 2012
Unless you instruct them that your employer does not allow such communication, then, yes, they can contact you at your place of employment
Archived
I do not want to do bankruptcy. I have numerous items on my credit that are old and say charged off...
Michael's answer
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Answered on June 06, 2012
You are in a difficult situation, and, frankly, you probably have little choice but to file bankruptcy. The creditors are under absolutely no...
Archived
Do I have any legal recourse to getting my collection for fare evasion removed from my credit file?
Michael's answer
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Answered on June 06, 2012
If the debt is paid, then they are obligated to report it as being paid. They aren't removed from the situation.
Archived
What is the statute of limitations for debt on a written contract in VA?
Michael's answer
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Answered on June 06, 2012
5 years on a written contract, starting on the date of default.
Archived
What if I forget an account or don't remember them all in a bankruptcy case?
Michael's answer
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Answered on June 06, 2012
You have a real problem. On the debt side, you certainly can amend your bankruptcy to include forgotten creditors should you discover them during...
Archived
How long does a CA hospital CA have to bill me? Saw 06/08, never rec'd a bill. Heard from their debt collector in 2011.
Michael's answer
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Answered on June 06, 2012
Two schools of thought here. Yes, you absolutely have a FDCPA issue in that the creditor cannot produce any verification of your debt. By law, if...
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