Archived
An attorney is suing me for a bad check the same attorney called my sister in law and disclosed the full nature of this debt l
Michael's answer
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Answered on July 26, 2013
Maybe. If the attorney is the party to whom the check was written, then the FDCPA doesn't apply to them. Also, even if it isn't, if they...
Archived
Can a firm go after my bank account if it's mostly funds from unemployment?
Michael's answer
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Answered on July 26, 2013
Unemployment funds are exempt from levy, but your other funds are not. And, it is up to you to claim the exemption for the unemployment funds.
Archived
Can a debt collector refuse to send a bill?
Michael's answer
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Answered on July 26, 2013
It sounds like a scam. Under the FDCPA, they are certainly required to verify the debt and provide documentation about it upon request. Never pay...
Archived
Small Claims Suit - Not Able to Serve Defendant
Michael's answer
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Answered on July 26, 2013
Claiming the SOL has expired is an affirmative defense by the defendant, so you certainly can still sue. If they raise the defense, however,...
Archived
How can I discharge student loan debt?
Michael's answer
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Answered on July 26, 2013
Honestly, probably not. "Undue hardship" is the correct terminology, but its application by the courts has been extremely limited, usually only to...
Archived
I need help getting a lien release in Oregon for 1987 motorcycle.
Michael's answer
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Answered on July 26, 2013
Property liens are not subject to any SOL - they remain on the title until they are released. You'll need to file your state's equivalent of a...
Archived
Can a land lord charge a late fee on a late .
Michael's answer
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Answered on July 26, 2013
I'll ask the obvious question - if you agreed to pay late fees, why didn't you pay the remaining $16? If it was owing, then they can tack on late...
Archived
Is there a limit to how long a credit card company can come after you for money?
Michael's answer
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Answered on July 26, 2013
There are really 2 separate issues at play in your post. First, any creditor can sue at any time for any reason. It would be your responsibility...
Archived
Is it ever possible to file a Chapter 7 Bankruptcy and own a home?
Michael's answer
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Answered on July 26, 2013
It is entirely possible - happens the all time. That said, the one fact of a Chap. 7 is this - if you are behind on the mortgage, you will only...
Archived
Our company is being harrassed by 2 debt collection agencies. I debt is false. The other debt is with merit.
Michael's answer
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Answered on July 26, 2013
Hold on....if neither debt is legitimate (and, I don't know what you mean by saying one is "false" and the other "with merit" - did you mean...
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