Archived
My ssi disability check is being garnished 15 % by SD Treasure. How can I lower this amount due to hardship?
Michael's answer
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Answered on September 23, 2013
You can't. The reason why SSI is being garnished is because you have a government debt - they are legally allowed to hit your benefits check. It...
Archived
I currently live in SC; my husband has major debt. If we move to NC do I become responsible for that debt?
Michael's answer
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Answered on September 23, 2013
If you aren't an owner of the business, then that debt won't be yours regardless of where you move. The personal debt is another issue. First,...
Archived
Can an individual Ch. 7 Bky filer in PA use the federal Bky exemptions in order to protect equity in h/w home?
Michael's answer
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Answered on September 23, 2013
PA has a dual exemption scheme, so you could elect the federal exemptions. You'd have to see which scheme, however, better suits your needs -...
Archived
If I got credit cards in my husband name and authorized myself can I call the companies and have them change the debt over to me
Michael's answer
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Answered on September 23, 2013
Let's be clear here - if you opened an account in ANYONE'S name besides your own, you committed a crime. It's called identity theft and, probably,...
Archived
Can a creditor request a fee waiver in the northern district bankruptcy court?
Michael's answer
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Answered on September 23, 2013
A filing fee waiver? No. The court isn't going to grant a filing fee waiver to a commercial creditor seeking to file some paperwork.
Archived
I was sued for husband consolidating debt and finding out his name wasn't on the card
Michael's answer
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Answered on September 23, 2013
No, and you're out-of-luck here. First, no one "forced" you to do anything. No one stuck a gun to your head and made you sign a piece of paper. ...
Archived
Can I file a civil lawsuit against someone in bankruptcy?
Michael's answer
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Answered on September 23, 2013
You mentioned the magic word - fraud. IF you can absolutely prove fraud was committed, then what you will want to do is file an objection to their...
Archived
My sister Amy ended her end of my 3-way wireless agreement early due to $ problems & stuck me w/ the bill! What are my options?
Michael's answer
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Answered on September 23, 2013
You have none. If I understood your post correctly, you are a joint account holder on a wireless account with your sister. Your sister filed...
My husband plans to pay me a cash settlement from his 401k fund. What are the tax ramifications for me? Talking about $88,000
Michael's answer
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Answered on September 19, 2013
The only way to avoid paying taxes is to have the court award you the money and then have it rolled directly into a qualified retirement account...
Archived
Fund Raising for divorce
Michael's answer
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Answered on September 19, 2013
Well, it will be considered income for purposes of any support obligations you may have. And, you'll owe taxes on it since you're not a charity. ...
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