Archived
If I ask the court to enter default judgement and I send notification to my wife but she is not home to sign the return receipt.
Michael's answer
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Answered on October 14, 2013
This is a family law question, not a debt collection question. That said, anyone of suitable age at the household where she lives can accept...
Can I still get my money back from a legal hold on my bank account?
Michael's answer
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Answered on October 14, 2013
If there is a levy filed against your account, then the amount of the levy is on hold - you can't have anything if your balance is less than the...
Archived
Can a vendor (not a BANK) who has no contract with us charge an interest fee (late charge) on unpaid interest fee (late charge)?
Michael's answer
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Answered on October 14, 2013
The interest charge was added to the outstanding balance, so when the next bill went out, the balance increased because of the accrued interest...
Archived
Received a garnishment for a medical bill from May 2006 with incorrect social on it, would I still be responsible for payments
Michael's answer
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Answered on October 14, 2013
The only reason why the garnishment would be dropped is because of the clerical error. They'll correct it and refile. You still owe the debt - a...
If a collection agency is out of state, what jurisdiction would the case be under, and what is the maximum they can charge?
Michael's answer
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Answered on October 14, 2013
If the collection agency wants to collect from you, they will have to work within the State of Minnesota to do it - your bank accounts (presumably)...
I have a judgement that shows a status of "default/closed". What does that mean?
Michael's answer
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Answered on October 14, 2013
"Default" refers to the type of judgment the creditor obtained - you were sued but didn't respond, so the court entered judgment against you. ...
Archived
Collection agency calling relatives when they know my contact information. Is that allowed?
Michael's answer
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Answered on October 14, 2013
Within limits, contacting acquaintances and relatives is allowed to ascertain your whereabouts. I am troubled by the fact that you say you've...
Archived
Payday collectors telling me I'm being charged with a felony?
Michael's answer
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Answered on October 10, 2013
The prior answers are generally correct. Normally, I would say this is nonsense since this is a civil matter, not a criminal one. Certainly the...
Archived
How do I fill out a Writ of Execution?
Michael's answer
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Answered on October 10, 2013
You've got a different problem - if the actual bank is located in AZ, you'll have to take your judgment, register it in the AZ court where the bank...
Archived
I recieved a letter for wages earned from the trustee?
Michael's answer
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Answered on October 10, 2013
I'm guessing you don't have a bankruptcy attorney? This would be a reason why hiring one is necessary - 25% of earned, but unpaid, wages are an...
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