Filed Bankruptcy on Nov. 12, 2013 and was told they could only take 50% of our tax refund. now they are taking 75% and more.

It's simple - Nov. 12th is about 85% of the way through the year. Therefore, about 85% of your tax refund (the amount you were actually due to...

I was just served papers to pay approx $2600 and some of the bills are from 2011. i have filled taxes every year and they never

I'm not sure what your taxes have to do with this, but the long and short of it is this - if you admit that you actually owe the money (it's not a...

Does the automatic stay freezes time on the Florida statue of limitations re fraud?

There are several parts of your post that are concerning. First, no one remains in the automatic stay for 2 years in a Chap. 7 bankruptcy. No...

Learned of a Decade-Old Debt Default Judgment (Never Notified/Don't Owe) When My Bank Acct Was Frozen. Had Vacated. Now What?

I'm unclear on a few items. If the court doesn't have the file any longer (it takes 4 months to get an old file out of storage?), then I highly...

My ex wife& I had a joint checking acct and line of credit while married, I was granted both in divorce & I am filing chapter 7.

Your ex's attorney is full of it. You aren't going to be "charged" with a crime for using a LOC. You can, however, be held in contempt of court...

Do I have to pay a debt that is not on my credit?

Okay...let's be clear here. Just because something is or is not on your credit report has NOTHING to do with whether or not you actually owe a...

Judgment was vacated 6 months ago and still showing on my Credit Report and Public Record: Now what do I do to get it removed?

I'm unclear why there would be a "motion to vacate" if the apartment complex went to the trouble of obtaining a judgment against you. Since your...

Selected as the best answer

I filed for bankruptcy in 2006 and now one of my creditors is trying to collect?

You need to verify with absolute certainty that this "private student loan" was both (a) really private, and (b) not guaranteed by the government. ...

Can I sue a sub contractor that has threaten to file for bankruptcy because he can't pay?

First, we need to know whether you're just a contractor or an actual employee. If you're a contractor, I'd say you're probably out of luck - you...

Do I still have to pay a debt that is listed a charge off on my credit report, if I got all three bureaus to deleted the acct.?

Whoever told you that a deleted account from a credit report means you don't owe the debt is a fool. Yes, you owe the debt. You made a...