Archived
I have an ex-girlfriend that is living in my house, She was supposed to be their temporarily but refuses to leave.
Michael's answer
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Answered on June 03, 2014
I'm unclear on your post - you say that you went to "housing court" - for what? To get her evicted? Is she an actual tenant? Have you simply...
Archived
I won a small claims case against my boyfriend he has to pay $10,000.00 to me. can i garnish his ssdi?
Michael's answer
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Answered on June 03, 2014
No, you can't garnish SSI - it's exempt. I do agree that you should have had restitution ordered as part of his criminal sentence. If it wasn't,...
Archived
How can I get my ex to pay off debt in collections that is affect me?
Michael's answer
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Answered on June 03, 2014
If he won't voluntarily pay it, then your only recourse is to sue him, obtain a judgment, and then successfully collect on it. The bottom line is...
Archived
How to get the HOA to accept an offer on a short sale.
Michael's answer
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Answered on June 03, 2014
You don't. HOA's are entitled to every penny, and they know it. They can derail any sale, so the bottom line is that they get paid in full. Any...
Archived
If filling BK 13. What does one tell current past due monthly bills like Utilities, Phone, Past Due Home Owner Association Dues?
Michael's answer
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Answered on June 03, 2014
You don't - that's what your bankruptcy attorney is for. Those debts have to be addressed in the plan.
Archived
Does a creditor have to inform me that they are going to take my car back if it is surrendered in Chapter 7
Michael's answer
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Answered on June 03, 2014
It depends on whether your bankruptcy case is still active or not. If you're still under the automatic stay, then, technically, the creditor...
Archived
Debt collection for a person out of USA
Michael's answer
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Answered on June 03, 2014
There is probably nothing that you can do. First, I'm guessing there is no written contract, etc. evidencing this "loan." That means is a simple...
Archived
I make 66,000 a year and I have no dependents. I'm being sued by credit card company for 20k. Am I eligible to file chapter 7?
Michael's answer
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Answered on June 02, 2014
Probably not, but the only way to be certain is to perform the Means Test and input your monthly income and expenses.
Archived
Unpaid payday loans?
Michael's answer
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Answered on June 02, 2014
It's probably a scam, but you cannot discount the fact that you can be sued for the unpaid debt.
Archived
Can I use SOL as a request for dismissal?
Michael's answer
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Answered on June 02, 2014
Having a debt recorded as a "charge-off" on a credit report is meaningless for SOL purposes. That's merely an accounting entry. The real issue is...
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