If I'm a kid and my mom and stepdad live in the cities with their three kids and I've always lived with my grandparents...

If I understand you correctly, you live with your grandparents, and you want to make that arrangement permanent and legally binding. In that case,...

I had a truck financed with a credit union I no longer own. Can I include the now non-collateral truck loan on a bankruptcy?

You can bet there will be issues. I wouldn't be surprised in the bank seeks criminal charges for your selling the vehicle knowing there at least...

Should I do a short sale or let my home go into foreclosure after bankruptcy with no reaffirmation agreement?

A short sale would be preferable, but there is often not enough time to accomplish that task if you're behind on the mortgage. A short sale is...

If a lawyer was hired by a company is that company allowed to call you?

Whether they're "harassing" you is open to question. The original creditor (i.e., the school) is not governed by the FDCPA since they aren't a...

There isn't much you can do. First, you have no right to demand a payment plan you "can afford." They don't have to give you one unless they want...

Re-post re "Is there a statute of limitations for unpaid tuition bills and/or student loans that was based out of the St. of MD"

That's accurate. Unpaid tuition (at a state school) and unpaid SL's are governmental debts, and they can collect anytime they wish.

Can student loan garnish my husbands social security disability for my debt

Unless he co-signed or guaranteed the debt, no. If he did, the government can levy SS payments for the unpaid debt.

It's claimable against the entire note - the note isn't 50%-50% payable - it's 100% payable to both parties, so each party has the right to claim...

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I surrendered my car to the court through chapter 13,how long do they have to pick it up?

There is no timeline for them to pick it up. It's up to the bank. This is a situation that is quite common. The lender does a cost/benefit...

Can the state collection agency take my taxes on a non government debt without taking me to court?

CSU stands for "Colorado State University," correct? So, it's a PUBLIC school? That makes it a governmental debt. Yes, they can do that.

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